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Looking for a mortgage refinance company in Richmond? Review the directory below to compare your options.
6 agents listed
Updated May 2026
Richmond, TX
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Texas before hiring.
Showing 6 mortgage refinance companies in Richmond, TX
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Sundeep Chugh, Home Loan Officer, Residential Mortgages
11023 Glenrothers Dr, Richmond, TX 77407
2817777270
Primary Residential Mortgage, Inc.
800 Main St, Richmond, TX 77469
2147369466
Chase Home Lending
8027 W Grand Pkwy S, Richmond, TX 77407
5127053027
Community Real Estate Finance
1711 Chapelwood Ln, Richmond, TX 77406
2817219703
PNC Mortgage
7627 W Grand Pkwy S Ste 100, Richmond, TX 77407
3468438583
PNC Mortgage
1202 Jackson St, Richmond, TX 77469
7138672146
Mortgage refinance companies in Richmond Texas help homeowners lower their interest rate or change loan terms. Texas law has unique rules for cash-out refinances, including a 80% loan-to-value limit and a 12-day waiting period after application. Local companies understand the Richmond real estate market and can guide you through the process.
What Does a Mortgage Refinance Company in Richmond Cost?
Typical costs for a mortgage refinance in Texas include an origination fee of 0.5% to 1% of the loan amount, appraisal fees of 400 to 600 dollars, title insurance of 800 to 1500 dollars, and recording fees of 30 to 100 dollars. Total closing costs often range from 3000 to 7000 dollars. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What is the Texas home equity refinance rule?
Texas law limits cash-out refinances to 80% of the home value. You must wait 12 days after applying before closing. This rule is part of the Texas Constitution.
How long does a refinance take in Richmond Texas?
A typical refinance in Texas takes 30 to 45 days from application to closing. Delays can happen if the property needs a new appraisal or if documents are missing.
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BeforeMortgageUSA.com is not a mortgage referral service, or financial advice provider. No broker-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any broker. Past results do not guarantee future outcomes. Each case is different. Verify broker credentials with your state mortgage licensing authority before hiring.
About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Texas.