Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Texas before hiring.
Showing 5 mortgage refinance companies in Portland, TX
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
World Finance
1257 US-181, Portland, TX 78374
3617049543
CoastLife Credit Union
704 Buddy Ganem Dr, Portland, TX 78374
3619856810
Security Finance
1211 US-181 Suite B, Portland, TX 78374
3616431520
Team Terry
1702 Hwy 181 N Suite A-10, Portland, TX 78374
3612154900
Mortgage Lender Portland TX
1500 Wildcat Dr, Portland, TX 78374
3612087860
What Does a Mortgage Refinance Company in Portland Cost?
Typical costs for a mortgage refinance in Texas include an appraisal fee of 400 to 700 dollars, title insurance of 500 to 1500 dollars, and lender origination fees of 0.5 to 1.5 percent of the loan amount. Closing costs in Portland Texas usually range from 2000 to 5000 dollars depending on the loan size and property value. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What is the Texas home equity refinance rule?
Texas law limits home equity refinancing to 80 percent of the home value. This rule is part of the Texas Constitution and applies to all refinance loans that use home equity. You must also wait 12 months after closing a home equity loan before refinancing it.
How long does a mortgage refinance take in Portland Texas?
A typical refinance in Texas takes 30 to 45 days from application to closing. The timeline can vary based on the lender workload and appraisal availability in the Portland area. Texas requires a 12 day right of rescission for home equity loans which adds time.
What documents do I need for a refinance in Texas?
You will need recent pay stubs, tax returns for two years, bank statements, and a valid photo ID. Texas lenders also require a homestead affidavit for primary residences. Self employed borrowers may need additional profit and loss statements.