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Compare Mortgage Refinance Companies in Port Isabel, TX

Browse mortgage refinance companies serving Port Isabel, Texas. Contact information and addresses listed below.

4 agents listed
Updated May 2026
Port Isabel, TX
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Texas before hiring.
Showing 4 mortgage refinance companies in Port Isabel, TX Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Greg Jones - Thrive Mortgage
302 E Queen Isabella Blvd #F, Port Isabel, TX 78578
9565713662
Sarah Gonzalez - Mortgage Advisor
302 E Queen Isabella Blvd #F, Port Isabel, TX 78578
2142067154
Lower Mortgage
302 E Queen Isabella Blvd #F, Port Isabel, TX 78578
9565713662
Thrive Mortgage - Port Isabel, Texas
302 E Queen Isabella Blvd #F, Port Isabel, TX 78578
9567617400

Mortgage refinance companies in Port Isabel, Texas help homeowners lower their interest rate or change loan terms. Texas law has specific rules for cash-out refinances, including a 80% loan-to-value limit and a 12-day waiting period after application. Local lenders can guide you through these requirements and help you find a suitable loan product.

What Does a Mortgage Refinance Company in Port Isabel Cost?

Typical costs for a mortgage refinance in Texas include an origination fee of 0.5% to 1% of the loan amount, an appraisal fee of $400 to $700, and title insurance costs of $1,000 to $2,500. Closing costs usually range from 2% to 5% of the loan amount. These costs vary by lender and loan type. This is general information, not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What is the Texas cash-out refinance limit?
Texas law limits cash-out refinances to 80% of the home value. You must also wait 12 days after applying before closing. These rules are part of the Texas Constitution.
How long does a mortgage refinance take in Port Isabel?
A typical refinance in Texas takes 30 to 45 days from application to closing. Delays can occur if an appraisal or title work is needed. Your lender will provide a timeline estimate.
Do I need a home appraisal to refinance in Texas?
Most refinance loans in Texas require a home appraisal to confirm the property value. Some streamline programs may waive the appraisal. Check with your lender for your specific loan type.