Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the State Mortgage Licensing Authority of Texas before hiring.
Showing 3 mortgage refinance companies in Mont Belvieu, TX
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Guarantee Mortgage, LLC
2770 North Farm to Market 565 Road, Mont Belvieu, TX 77523
(281) 385-5511
guaranteemc.com
Blake Hutto at Guarantee Mortgage
2770 FM 565, Mont Belvieu, TX 77523
(832) 262-9124
huttohomeloans.com
PrimeLending, A PlainsCapital Company - Baytown
11340 Eagle Dr #2, Mont Belvieu, TX 77523
(281) 212-8935
lo.primelending.com
What Does a Mortgage Refinance Company in Mont Belvieu Cost?
Typical costs for mortgage refinance in Texas include an appraisal fee of 400 to 700 dollars, title insurance of 500 to 1,500 dollars, and lender origination fees of 0.5 to 1 percent of the loan amount. Closing costs generally range from 2 to 5 percent of the loan principal. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What is the Texas cash-out refinance limit?
Texas law limits cash-out refinances to 80 percent of the home appraised value. This rule is part of the Texas Constitution Section 50(a)(6). You must also wait 12 months after your previous loan closing to do a cash-out refinance.
How long does a mortgage refinance take in Mont Belvieu?
A typical refinance in Texas takes 30 to 45 days from application to closing. The timeline depends on factors like appraisal scheduling and document processing. Texas law requires a three business day right of rescission after signing.
Do I need a home appraisal for refinancing in Texas?
Most Texas refinance loans require a new appraisal to determine current home value. This is especially important for cash-out refinances due to the 80 percent limit. Some streamline refinance programs may waive the appraisal requirement.