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Find Mortgage Refinance Companies Near You in Midlothian, TX
Browse mortgage refinance companies serving Midlothian, Texas. Contact information and addresses listed below.
5 agents listed
Updated May 2026
Midlothian, TX
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Texas before hiring.
Showing 5 mortgage refinance companies in Midlothian, TX
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Mid America Mortgage Southwest
229 S 9th St, Midlothian, TX 76065
9727232611
AmeriDream Mortgage Group, LLC
136 N 8th St Ste 200, Midlothian, TX 76065
4698468733
Prime Lending
200 N 14th St, Midlothian, TX 76065
2147361560
Chase Home Lending
1371 W Main St, Midlothian, TX 76065
8178796711
Katrina Martinez - Chase Home Lending Advisor - NMLS ID 1319489
1371 W Main St, Midlothian, TX 76065
9722179573
A mortgage refinance company in Midlothian Texas helps homeowners replace their existing home loan with a new one. Texas law limits cash-out refinances to 80 percent of the home value under Section 50(a)(6) of the Texas Constitution. Local lenders can guide you through this process and explain how property values in Ellis County affect your options.
What Does a Mortgage Refinance Company in Midlothian Cost?
Typical costs for a mortgage refinance in Texas include an appraisal fee of 400 to 700 dollars, title insurance of 1,000 to 2,500 dollars, and lender origination fees of 0.5 to 1.5 percent of the loan amount. Closing costs in Ellis County usually range from 2,000 to 5,000 dollars. These costs vary based on loan size, property value, and lender policies. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What is a mortgage refinance company in Midlothian Texas?
A mortgage refinance company in Midlothian Texas is a lender or broker that helps you replace your current mortgage with a new loan. They can assist with rate-and-term refinances or cash-out refinances. Texas has specific rules for cash-out loans including a 12-day waiting period after application.
How does Texas law affect mortgage refinancing in Midlothian?
Texas law under the Texas Constitution Section 50(a)(6) limits cash-out refinances to 80 percent of the home equity. Borrowers must wait at least 12 days after applying before closing. These rules do not apply to rate-and-term refinances but still require proper documentation.
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BeforeMortgageUSA.com is not a mortgage referral service, or financial advice provider. No broker-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any broker. Past results do not guarantee future outcomes. Each case is different. Verify broker credentials with your state mortgage licensing authority before hiring.
About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Texas.