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Browse mortgage refinance companies serving Mercedes, Texas. Contact information and addresses listed below.
6 agents listed
Updated May 2026
Mercedes, TX
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Texas before hiring.
Showing 6 mortgage refinance companies in Mercedes, TX
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Sun Loan Company
302 N Texas Ave Ste D, Mercedes, TX 78570
9565651698
World Finance
109 S Texas Ave, Mercedes, TX 78570
9565141150
Security Finance
326 S Texas Ave Suite 1, Mercedes, TX 78570
9565149441
Western Finance
928 W 2nd St, Mercedes, TX 78570
9565140292
Texan Credit Corporation
107 S Texas Ave, Mercedes, TX 78570
9568257000
Mortgage lender Mercedes TX
425 W 2nd St, Mercedes, TX 78570
9566259121
A mortgage refinance company in Mercedes, Texas helps homeowners adjust their loan terms or lower their interest rate. Texas law has specific rules for refinancing, including a cap on fees and a required three-day rescission period after closing. Local lenders understand the Rio Grande Valley market and can guide you through the process.
What Does a Mortgage Refinance Company in Mercedes Cost?
Typical costs for a mortgage refinance in Texas include an appraisal fee of 400 to 700 dollars, title insurance of 1,000 to 2,000 dollars, and lender origination fees of 0.5 to 1.5 percent of the loan amount. Third-party costs like recording fees and credit report fees add 100 to 300 dollars. Total closing costs often range from 2,000 to 5,000 dollars for a standard loan. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What documents do I need to refinance a home in Mercedes Texas?
You will need recent pay stubs, tax returns, bank statements, and a copy of your current mortgage. Texas law also requires a homestead affidavit if you are refinancing a primary residence. The lender will verify your income and property value.
How long does a mortgage refinance take in Texas?
A typical refinance in Texas takes 30 to 45 days from application to closing. Texas law requires a three-day waiting period after you sign the loan documents before funds can be released. Delays can happen if an appraisal or title work takes longer.
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BeforeMortgageUSA.com is not a mortgage referral service, or financial advice provider. No broker-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any broker. Past results do not guarantee future outcomes. Each case is different. Verify broker credentials with your state mortgage licensing authority before hiring.
About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Texas.