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Browse mortgage refinance companies serving McKinney, Texas. Contact information and addresses listed below.
16 agents listed
Updated May 2026
McKinney, TX
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Texas before hiring.
Showing 16 mortgage refinance companies in McKinney, TX
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
CORE Mortgage
1402 S Custer Rd #204, McKinney, TX 75072
4694508617
Lendid Home Loans
5900 S Lake Forest Dr Ste 300, McKinney, TX 75070
9724158586
Fairway Independent Mortgage Corporation | The Eric White Team
2111 Eldorado Pkwy #102, McKinney, TX 75070
4696308520
Tom Sherman - Benchmark Mortgage
1402 S Custer Rd #901, McKinney, TX 75070
9722180903
AWay Home Loans, LLC NMLS# 1944472
7300 State Hwy 121 suite 300, McKinney, TX 75070
4696063363
Gail Hillman at CrossCountry Mortgage
500 S Tennessee St Suite D Office 1, McKinney, TX 75069
The Spring Mortgage Team with Barrett Financial Group
204 S Kentucky St, McKinney, TX 75069
2149295810
A mortgage refinance company in McKinney Texas helps homeowners lower their interest rate or change loan terms. Texas law under Section 50(a)(6) of the state constitution limits cash-out refinances to 80 percent of the home value. Local lenders understand Collin County property values and can guide you through the required waiting periods and documentation.
What Does a Mortgage Refinance Company in McKinney Cost?
Typical costs for a mortgage refinance in Texas include an appraisal fee of 400 to 700 dollars, a loan origination fee of 0.5 to 1 percent of the loan amount, and title insurance and escrow fees of 1,000 to 2,500 dollars. Total closing costs often range from 2 to 5 percent of the loan principal. These costs vary by lender and loan type. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What is the waiting period after a home purchase to refinance in Texas?
For a rate and term refinance you can usually refinance immediately after closing. For a cash-out refinance Texas law requires a 12-month waiting period from the date of the original loan.
Can I refinance a Texas homestead property for cash?
Yes but Texas law limits cash-out refinances to 80 percent of the home value. You must also wait 12 months after the last cash-out refinance before doing another one.
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About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Texas.