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Compare Mortgage Refinance Companies in Live Oak, TX
Compare mortgage refinance companies in Live Oak. Review contact information and insurance categorys before you decide.
3 agents listed
Updated May 2026
Live Oak, TX
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Texas before hiring.
Showing 3 mortgage refinance companies in Live Oak, TX
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Tower Loan
Shopping Center, 8210 Pat Booker Rd, Live Oak, TX 78233
7262073059
April Brock / Life Changing Lender
7529 N Loop 1604 E #112, Live Oak, TX 78233
2102644427
Lendmark Financial Services LLC
8308 Pat Booker Rd Suite 8336, Live Oak, TX 78233
2102495866
A mortgage refinance company in Live Oak, Texas helps homeowners adjust their loan terms or access home equity. Texas law has specific rules for cash-out refinances, including a 80% loan-to-value limit on homestead properties. Local companies can guide you through these requirements and help you find a suitable loan.
What Does a Mortgage Refinance Company in Live Oak Cost?
Typical costs for a mortgage refinance in Texas include an appraisal fee of $400 to $600, title policy fees of $1,000 to $2,000, and lender origination charges of 0.5% to 1% of the loan amount. Closing costs generally range from 2% to 5% of the loan amount. These costs vary by lender and loan type. This is general information, not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What is the Texas home equity refinance rule?
In Texas, a cash-out refinance on a homestead is limited to 80% of the home's appraised value. You must also wait 12 months after your previous refinance to apply for a new cash-out loan.
How long does a mortgage refinance take in Live Oak?
A typical refinance in Texas takes 30 to 45 days from application to closing. Delays can occur if the appraisal or title work takes longer than expected.
Do I need a new appraisal for a refinance in Live Oak?
Yes, most lenders require a new appraisal to determine your home's current value. This is needed to calculate your loan-to-value ratio and ensure compliance with Texas law.
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About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Texas.