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Compare Mortgage Refinance Companies in Lindale, TX

Directory of mortgage refinance companies in Lindale, Texas. Verify credentials with the state mortgage licensing authority before hiring.

8 agents listed
Updated May 2026
Lindale, TX
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Texas before hiring.
Showing 8 mortgage refinance companies in Lindale, TX Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Check `n Go
3222 S Main St STE 120, Lindale, TX 75771
9038828717
Altra Federal Credit Union - Lindale
404 S Main St, Lindale, TX 75771
8007550055
Cooperative Teachers Credit Union
75 Miranda Lambert Way Ste 12, Lindale, TX 75771
9035612603
Texas Farm Credit
17752 US-69, Lindale, TX 75771
9036388511
U.S. Bank-Jacques Delivaudais-Mortgage Loan Officer
Bank Area Served, Lindale, TX 75771
2145618231
Magnolia Street Mortgage LLC
1513 Sugar Hill, Lindale, TX 75771
9032164090
Leon Kramer Mortgage Broker
19189 County Rd 437, Lindale, TX 75771
2149081664
Brittney Fleischman
102 E Hubbard St, Lindale, TX 75771
9403897696

Mortgage refinance companies in Lindale Texas help homeowners lower their interest rates or change loan terms. Texas law has specific rules for cash-out refinancing, including a 80% loan-to-value limit. Local lenders understand the East Texas real estate market and can guide you through the process.

What Does a Mortgage Refinance Company in Lindale Cost?

Typical costs for a mortgage refinance in Texas include an origination fee (0.5% to 1% of the loan), appraisal fee (400 to 600 dollars), title insurance (based on loan amount), and recording fees (around 30 dollars). Closing costs generally range from 2% to 5% of the loan amount. This is general information and not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What is the Texas home equity refinance rule?
Texas law allows cash-out refinancing only on a primary residence. The loan amount cannot exceed 80% of the home value. You must wait 12 months after the previous cash-out refinance to apply again.
How long does a mortgage refinance take in Lindale?
A typical refinance in Texas takes 30 to 45 days from application to closing. Delays can occur if the property appraisal or title work takes longer. Your lender will provide a timeline estimate.
Do I need a survey for a refinance in Texas?
Many Texas lenders require a new survey or a survey affidavit for refinances. This ensures the property boundaries are correct. The cost is usually between 300 and 600 dollars.