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Browse mortgage refinance companies serving La Feria, Texas. Contact information and addresses listed below.
2 agents listed
Updated May 2026
La Feria, TX
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Texas before hiring.
Showing 2 mortgage refinance companies in La Feria, TX
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
TitleMax Title Loans
101 W Expy 83, La Feria, TX 78559
9562770424
PNC Mortgage
100 N Main St, La Feria, TX 78559
9563656448
A mortgage refinance company in La Feria Texas can help you adjust your home loan terms or lower your interest rate. Texas law has specific rules for refinancing a homestead property, including a cap on fees and a required waiting period after closing. Local lenders understand the La Feria real estate market and can guide you through the process.
What Does a Mortgage Refinance Company in La Feria Cost?
Typical costs for a mortgage refinance in Texas include an origination fee of 0.5 to 1 percent of the loan amount, an appraisal fee of 400 to 700 dollars, and title insurance costs around 500 to 1,000 dollars. Closing costs generally total 2 to 5 percent of the loan principal. Texas law limits certain fees on homestead refinances. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What is the Texas homestead refinance rule?
Under Texas law, you cannot refinance a homestead property more than once every 12 months. Also, the total fees for a cash-out refinance cannot exceed 3 percent of the loan amount. These rules protect homeowners from excessive debt.
How long does a mortgage refinance take in La Feria?
A typical mortgage refinance in Texas takes 30 to 45 days from application to closing. The timeline can vary based on the lender workload and your property appraisal. Texas law requires a three-day rescission period after signing.
Do I need a home appraisal to refinance in La Feria?
Most lenders require a home appraisal to determine your property value. In Texas, the appraisal must be completed by a licensed appraiser. The cost usually ranges from 400 to 700 dollars depending on the property size.
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About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Texas.