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Directory of mortgage refinance companies in Horizon City, Texas. Verify credentials with the state mortgage licensing authority before hiring.
4 agents listed
Updated May 2026
Horizon City, TX
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Texas before hiring.
Showing 4 mortgage refinance companies in Horizon City, TX
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
TitleMax Title Loans
14026 Horizon Blvd, Horizon City, TX 79928
9158524981
LendNation
14026 Horizon Blvd Ste 5, Horizon City, TX 79928
9152482310
Check `n Go
121 N Kenazo Ave Suite C, Horizon City, TX 79928
9158524661
Mountain Star Mortgage
334 Interlachen Ct, Horizon City, TX 79928
9155430643
Mortgage refinance companies in Horizon City Texas help homeowners adjust their loan terms or lower their interest rates. Texas law has specific rules for refinancing including a cap on fees and a required three day rescission period after closing. Local companies understand the El Paso County market and can guide you through the process.
What Does a Mortgage Refinance Company in Horizon City Cost?
Typical costs for refinancing a mortgage in Texas include an origination fee of 0.5 to 1.5 percent of the loan amount an appraisal fee of 400 to 700 dollars and title insurance which can cost 500 to 1500 dollars. Closing costs in Texas often total 2 to 5 percent of the loan principal. These amounts vary by loan size property value and lender. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What documents do I need to refinance a mortgage in Horizon City Texas?
You typically need pay stubs tax returns bank statements and a valid ID. Texas law also requires a homestead affidavit if you are refinancing your primary residence. Your lender will provide a full list based on your situation.
How long does the refinance process take in Texas?
The process usually takes 30 to 45 days from application to closing. Texas law requires a three business day waiting period after you sign the loan documents before you can cancel. This is called the right of rescission.
Are there limits on refinance fees in Texas?
Yes Texas law limits certain fees on home loans including refinances. For example the origination fee cannot exceed 3 percent of the loan amount for most loans. Other fees like appraisal and title costs also apply and vary by lender.
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BeforeMortgageUSA.com is not a mortgage referral service, or financial advice provider. No broker-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any broker. Past results do not guarantee future outcomes. Each case is different. Verify broker credentials with your state mortgage licensing authority before hiring.
About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Texas.