Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Texas before hiring.
Showing 10 mortgage refinance companies in Heath, TX
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Brett Veno at CrossCountry Mortgage
6540 Alliance Dr #130, Heath, TX 75032
2147368683
Truly Title - Rockwall
25 Noble Ct, Heath, TX 75032
4696565420
Brandon Frosch-Cardinal Financial Company, Limited Partnership
60 Noble Ct Ste 130, Heath, TX 75032
4692999088
Angela Meinecke at CrossCountry Mortgage
25 Noble Ct Ste. 101, Heath, TX 75032
8777731226
James Green at CrossCountry Mortgage
6540 Alliance Dr #130, Heath, TX 75032
9723225600
Jeffrey Van Meter at CrossCountry Mortgage
25 Noble Ct Ste. 101, Heath, TX 75032
2143264729
Elite Mortgage Processing
3016 Black Hills Blvd, Heath, TX 75126
4693943051
Billy Watkins at CrossCountry Mortgage
25 Noble Ct Ste. 101, Heath, TX 75032
2147970313
Cardinal Financial Company, Limited Partnership
60 Noble Ct Ste 130, Heath, TX 75032
4692999088
California Finance Lender License
805 Country Club Dr, Heath, TX 75032
4693540830
What Does a Mortgage Refinance Company in Heath Cost?
Typical costs for a mortgage refinance in Texas include an origination fee of 0.5 to 1 percent of the loan amount, appraisal fees from 400 to 700 dollars, and title insurance which can be 1,000 to 2,000 dollars. Closing costs generally range from 2 to 5 percent of the loan amount. Texas law also requires a state specific tax and recording fee. This information is general and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What is the Texas home equity cash out limit for refinance?
Under Texas law you can only borrow up to 80 percent of your home value for a cash out refinance. This rule is part of the Texas Constitution and applies to all primary residences. Your lender must verify the loan meets this requirement.
How long does a mortgage refinance take in Heath Texas?
A typical refinance in Texas takes 30 to 45 days from application to closing. Texas requires a 12 day waiting period after you receive the loan estimate for cash out refinances. Delays can occur if title work or appraisal takes longer.
Do I need a home appraisal for a refinance in Heath Texas?
Most lenders require a new appraisal to determine your home value for a refinance. Texas law does not waive this requirement for cash out loans. The appraisal fee is usually paid by the borrower and can cost 400 to 700 dollars.