ADVERTISING DISCLOSURE: BeforeMortgageUSA.com is an informational directory, not an mortgage company or broker. We do not sell insurance or provide mortgage or financial advice. No broker-client relationship is created by using this site. No broker listed on this site has paid for, authorized, or approved their listing. This is an advertisement.
Find Mortgage Refinance Companies Near You in Ennis, TX
Compare mortgage refinance companies in Ennis. Review contact information and insurance categorys before you decide.
11 agents listed
Updated May 2026
Ennis, TX
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Texas before hiring.
Showing 11 mortgage refinance companies in Ennis, TX
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Western Finance
206 W Knox St, Ennis, TX 75119
9728756844
Security Finance
1401 W Ennis Ave, Ennis, TX 75119
9728759181
Trinity Capital Bank of Texas - Ennis
815 W Ennis Ave, Ennis, TX 75119
9723308530
Vanessa Zmolik - Guild Mortgage
101 NW Main, Ennis, TX 75119
4693374578
Latisha Perez
101 NW Main, Ennis, TX 75119
2142804939
Staci Fincher
101 NW Main, Ennis, TX 75119
4693374916
Ennis State Bank Mortgage
815 W Ennis Ave, Ennis, TX 75119
9728785866
Guild Mortgage Company
101 NW Main, Ennis, TX 75119
9728782224
Guild Mortgage - J R Rudd
101 NW Main, Ennis, TX 75119
2144548167
Steven Barnard
101 NW Main, Ennis, TX 75119
8178451755
PNC Mortgage
1712 W Ennis Ave, Ennis, TX 75119
9728754711
Mortgage refinance companies in Ennis Texas help homeowners replace their existing home loan with a new one. This can lower monthly payments or change the loan term. Texas law limits cash-out refinances to 80 percent of the home value under Section 50(a)(6) of the Texas Constitution.
What Does a Mortgage Refinance Company in Ennis Cost?
Typical costs for a mortgage refinance in Texas include an appraisal fee of 400 to 700 dollars and lender origination fees of 0.5 to 1.5 percent of the loan amount. Title insurance and recording fees add 500 to 1,500 dollars. Total closing costs often range from 2,000 to 5,000 dollars but vary by loan size and lender. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What documents do I need to refinance a mortgage in Ennis Texas?
You typically need pay stubs tax returns bank statements and a photo ID. Lenders also require a property appraisal. The exact list depends on your loan type and income source.
How long does a mortgage refinance take in Texas?
A standard refinance usually takes 30 to 45 days from application to closing. Texas law requires a 12-day waiting period after you receive the Closing Disclosure. This gives you time to review the final terms.
Can I refinance a Texas homestead property more than once?
Yes you can refinance a Texas homestead multiple times. However cash-out refinances are limited to one every 12 months under Texas Property Code Section 50(a)(6). Rate-and-term refinances do not have this restriction.
Free • No Obligation
Compare Mortgage Refinance Companies
Get matched with agents in Ennis who handle your type of case.
Affiliate Form Embed
Replace with iframe/embed code from your affiliate network
Affiliate Disclosure
The form above is provided by a third-party legal marketing service. BeforeMortgageUSA.com receives compensation when you submit a qualified inquiry. This is a free service with no obligation to hire any broker. Your information is collected and handled by the form provider according to their privacy policy.
Legal Notice
BeforeMortgageUSA.com is not a mortgage referral service, or financial advice provider. No broker-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any broker. Past results do not guarantee future outcomes. Each case is different. Verify broker credentials with your state mortgage licensing authority before hiring.
About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Texas.