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Find Mortgage Refinance Companies Near You in Elsa, TX
Browse mortgage refinance companies serving Elsa, Texas. Contact information and addresses listed below.
6 agents listed
Updated May 2026
Elsa, TX
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Texas before hiring.
Showing 6 mortgage refinance companies in Elsa, TX
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Western Finance
701 E Edinburg Ave, Elsa, TX 78543
9562627303
Sun Loan Company
512 E Edinburg Ave H, Elsa, TX 78543
9565672129
Security Finance
720 E Edinburg Ave Ste 1003, Elsa, TX 78543
9562626948
Texan Credit Corporation
311 W Edinburg Ave #2, Elsa, TX 78543
9562629034
Atlas Credit Co., Inc.
311 W Edinburg Ave, Elsa, TX 78543
9562628200
Jessica Garza: Allstate Insurance
218 N Broadway St, Elsa, TX 78543
9566031500
Mortgage refinance companies in Elsa, Texas help homeowners adjust their loan terms or lower their interest rates. Texas law has specific rules for cash-out refinances, including a 80% loan-to-value limit under Section 50(a)(6) of the Texas Constitution. Local lenders can guide you through these requirements and the application process.
What Does a Mortgage Refinance Company in Elsa Cost?
Typical costs for a mortgage refinance in Texas include an appraisal fee of $400 to $700, title insurance of $1,500 to $3,000, and lender origination fees of 0.5% to 1% of the loan amount. Closing costs often total 2% to 5% of the loan principal. These are general estimates, and actual costs vary by lender and loan type. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What is the Texas cash-out refinance rule?
Texas law limits cash-out refinances to 80% of the home's value. You must also wait 12 months after your previous cash-out refinance to do another one.
How long does a refinance take in Elsa?
A typical refinance in Texas takes 30 to 45 days from application to closing. Delays can happen if the appraisal or title work takes longer.
Do I need a home appraisal to refinance in Texas?
Yes, most refinance loans in Texas require a new appraisal. The lender uses it to confirm the home value and meet Texas loan-to-value limits.
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BeforeMortgageUSA.com is not a mortgage referral service, or financial advice provider. No broker-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any broker. Past results do not guarantee future outcomes. Each case is different. Verify broker credentials with your state mortgage licensing authority before hiring.
About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Texas.