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Find Mortgage Refinance Companies in Duncanville, TX

Browse mortgage refinance companies serving Duncanville, Texas. Contact information and addresses listed below.

6 agents listed
Updated May 2026
Duncanville, TX
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Texas before hiring.
Showing 6 mortgage refinance companies in Duncanville, TX Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
US Mortgage Lenders, LLC
785 W Wheatland Rd Ste 407, Duncanville, TX 75116
8179039748
Geneva Financial LLC
407 N Cedar Ridge Dr #235, Duncanville, TX 75116
2143770131
Chase Home Lending
303 S Main St, Duncanville, TX 75116
9723325235
John H Crawford - Loan Officer
407 N Cedar Ridge Dr #235, Duncanville, TX 75116
9729740975
PNC Mortgage
1430 W Danieldale Rd, Duncanville, TX 75137
9727056331
Mortgage Lender Duncanville TX
402 W Wheatland Rd, Duncanville, TX 75116
4692566781

Mortgage refinance companies in Duncanville Texas help homeowners lower their interest rate or change loan terms. Texas law has specific rules for cash-out refinances, including a 80% loan-to-value limit and a 12-day waiting period after application. Local lenders can guide you through these requirements and help you find a suitable loan product.

What Does a Mortgage Refinance Company in Duncanville Cost?

Typical costs for a mortgage refinance in Texas include an appraisal fee of $400 to $700, title insurance of $1,000 to $2,000, and lender origination fees of 0.5% to 1% of the loan amount. Closing costs usually total 2% to 5% of the loan. This is general information and not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What is the Texas cash-out refinance rule?
Texas law limits cash-out refinances to 80% of the home value. You must also wait 12 days after applying before closing. This rule protects homeowners from taking on too much debt.
How long does a refinance take in Duncanville?
A typical refinance in Texas takes 30 to 45 days from application to closing. Delays can happen if the appraisal or title work takes longer. Your lender will provide a timeline estimate.
What documents do I need for a refinance in Texas?
You will need recent pay stubs, tax returns, bank statements, and proof of homeowners insurance. Texas lenders also require a copy of your current deed of trust. Gather these documents to speed up the process.