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Find Mortgage Refinance Companies in Donna, TX

Directory of mortgage refinance companies in Donna, Texas. Verify credentials with the state mortgage licensing authority before hiring.

5 agents listed
Updated May 2026
Donna, TX
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Texas before hiring.
Showing 5 mortgage refinance companies in Donna, TX Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Atlas Credit Co., Inc.
510 N D Salinas Blvd STE 5, Donna, TX 78537
9564644237
Security Finance
904 US-83 BUS B, Donna, TX 78537
9564648406
World Finance
600 N Main St Suite 4, Donna, TX 78537
9564642518
Texan Credit Corporation
221 N D Salinas Blvd # 13, Donna, TX 78537
9564642824
Clayton Homes
3201 E Expressway 83, Donna, TX 78537
9564643378

Mortgage refinance companies in Donna, Texas help homeowners lower their interest rate or change loan terms. Texas has unique homestead laws that limit cash-out refinancing to 80 percent of the home value under Section 50(a)(6) of the Texas Constitution. These local lenders guide you through the process and ensure compliance with state regulations.

What Does a Mortgage Refinance Company in Donna Cost?

Typical costs for a mortgage refinance in Texas include an origination fee of 0.5 to 1 percent of the loan amount, an appraisal fee of 300 to 600 dollars, and title insurance costs of 500 to 1,500 dollars. Closing costs generally total 2 to 5 percent of the loan principal. These amounts vary by lender and property value. This is general information and not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What is the Texas cash-out refinance limit?
In Texas, a cash-out refinance cannot exceed 80 percent of the home value. This rule comes from the Texas Constitution and applies to all homestead properties.
How long does a Texas refinance take to close?
A standard refinance in Texas usually takes 30 to 45 days. The process may take longer if a cash-out refinance is involved due to additional waiting periods required by state law.
Do I need a home appraisal for refinancing in Donna?
Yes, most lenders require a home appraisal to determine the current value of your property. The appraisal cost is typically paid by the borrower and may range from 300 to 600 dollars.