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Mortgage Refinance Companies in Crandall, TX

Compare mortgage refinance companies in Crandall. Review contact information and insurance categorys before you decide.

2 agents listed
Updated May 2026
Crandall, TX
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Texas before hiring.
Showing 2 mortgage refinance companies in Crandall, TX Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Doug Watson | Cross Country Mortgage
402 E Trunk St Suite G, Crandall, TX 75114
4694371272
CrossCountry Mortgage LLC| Billy Killingsworth | NMLS #356509
402 E Trunk St Suite G, Crandall, TX 75114
9724155833

Mortgage refinance companies in Crandall Texas help homeowners lower their interest rates or change loan terms. Texas law limits cash-out refinances to 80 percent of the home value under Section 50(a)(6) of the Texas Constitution. This local rule protects borrowers while allowing access to home equity.

What Does a Mortgage Refinance Company in Crandall Cost?

Typical costs for a mortgage refinance in Texas include an appraisal fee of 400 to 700 dollars and origination fees of 0.5 to 1.5 percent of the loan amount. Closing costs usually range from 2,000 to 5,000 dollars. Title insurance and recording fees add 500 to 1,500 dollars. Costs vary by loan size and lender. This is general information not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What is the Texas homestead law for refinancing?
Texas homestead law under Article XVI Section 50 limits refinancing to primary residences. Cash-out refinances cannot exceed 80 percent of the home appraised value. This rule applies to all mortgage refinance companies in Crandall.
How long does a mortgage refinance take in Texas?
A typical refinance in Texas takes 30 to 45 days from application to closing. Texas law requires a 12-day waiting period after loan application for cash-out refinances. This gives borrowers time to review terms.