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Mortgage Refinance Companies in College Station, TX
Browse mortgage refinance companies serving College Station, Texas. Contact information and addresses listed below.
17 agents listed
Updated May 2026
College Station, TX
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Texas before hiring.
Showing 17 mortgage refinance companies in College Station, TX
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Guarantee Mortgage, LLC
6744 Victoria Ave, College Station, TX 77845
9799773900
Pilgrim Mortgage - College Station, TX
4438 Texas 6 Frontage Rd #501, College Station, TX 77845
9793077667
1st Alliance Mortgage, LLC
4438 Texas 6 Frontage Rd Suite 201, College Station, TX 77845
4121 Texas 6 Frontage Rd Suite 102, College Station, TX 77845
9792245360
Janelle Carver - Cornerstone Home Lending, Inc.
307 Arguello Dr, College Station, TX 77840
9792601448
Republic Finance
110 Navarro Dr Suite 600, College Station, TX 77845
9799775905
New American Funding - Todd Chrisman
2801 Earl Rudder Fwy S, College Station, TX 77845
9792740497
Kristine Reynolds - CMG Home Loans
4519 Mills Park Cir #100, College Station, TX 77845
4093316983
Mortgage Pro - Jerod Rosenbarker
6744 Victoria Ave, College Station, TX 77845
7138764651
Capital Farm Credit, Corporate Headquarters
3902 South Traditions Drive, College Station, TX 77845
9798223018
Chase Home Lending
919 William D. Fitch Pkwy, College Station, TX 77845
9795741558
First Financial Mortgage
2445 Harvey Mitchell Pkwy S, College Station, TX 77845
9792602100
Extraco Mortgage | College Station
4189 Texas 6 Frontage Rd, College Station, TX 77845
9798238824
New American Funding - College Station, TX
2801 Earl Rudder Fwy S, College Station, TX 77845
9792740008
Veronica Mitchell - Regional Lending Officer
710 William D. Fitch Pkwy, College Station, TX 77845
9794852902
Mortgage refinance companies in College Station Texas help homeowners lower their rate or change loan terms. Texas law has specific rules for cash-out refinances including a 80 percent loan-to-value limit and a 12-day waiting period after application. Local lenders understand the Brazos Valley market and can guide you through the Texas Home Equity Section 50(a)(6) requirements.
What Does a Mortgage Refinance Company in College Station Cost?
Typical costs for a mortgage refinance in Texas include an appraisal fee of 400 to 700 dollars, title insurance of 1,500 to 3,000 dollars, and lender origination fees of 0.5 to 1.5 percent of the loan amount. Texas also charges a state mortgage tax of 0.25 percent on the loan amount. Total closing costs often range from 3,000 to 8,000 dollars. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What is the Texas home equity refinance rule?
Texas law limits cash-out refinances to 80 percent of the home value. You must also wait 12 days after receiving the loan estimate before closing. This rule is part of the Texas Constitution Section 50(a)(6).
How long does a refinance take in College Station?
A typical refinance in Texas takes 30 to 45 days from application to closing. The mandatory 12-day waiting period for cash-out loans adds time. Your lender will provide a timeline based on your specific loan type.
Do I need a home appraisal for refinance in Texas?
Yes most Texas refinance loans require a new appraisal. The appraiser must be licensed in Texas and follow state valuation standards. Some streamline programs may waive the appraisal if you have a government-backed loan.
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BeforeMortgageUSA.com is not a mortgage referral service, or financial advice provider. No broker-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any broker. Past results do not guarantee future outcomes. Each case is different. Verify broker credentials with your state mortgage licensing authority before hiring.
About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Texas.