Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the State Mortgage Licensing Authority of Texas before hiring.
Showing 8 mortgage refinance companies in Cleburne, TX
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
First Finance Cleburne
1200 W Henderson St Suite J, Cleburne, TX 76033
(817) 556-2130
cleburneloans.com
HII Commercial Real Estate Loans Cleburne TX
803 Granbury St C, Cleburne, TX 76033
(682) 916-0740
happyinvestmentsinc.com
Guild Mortgage - Cleburne
1439 W Henderson St, Cleburne, TX 76033
(682) 207-6037
branches.guildmortgage.com
What Does a Mortgage Refinance Company in Cleburne Cost?
Typical costs for a mortgage refinance in Texas include an origination fee of 0.5 to 1.5 percent of the loan amount, an appraisal fee of 400 to 700 dollars, and title insurance fees of 500 to 1,500 dollars. Closing costs generally range from 2 to 5 percent of the loan principal. These amounts vary by lender and property value. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What is the Texas cash-out refinance limit?
Texas law limits cash-out refinances to 80 percent of the home appraised value. This rule comes from the Texas Constitution Section 50(a)(6). You cannot borrow more than this amount even if you have high equity.
How long does a Texas refinance take?
A typical refinance in Texas takes 30 to 45 days from application to closing. Texas requires a 12-day waiting period after you receive the Loan Estimate. This gives you time to review terms before signing.
Do I need a home appraisal for a Cleburne refinance?
Most refinance lenders require a new appraisal to confirm your home value. Texas law does not waive this for cash-out loans. A licensed appraiser will inspect your property and compare recent sales in Cleburne.