Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Texas before hiring.
Showing 5 mortgage refinance companies in Buda, TX
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Cascade Financial Services
192 Cimarron Park Loop, Buda, TX 78610
8774400795
Align Home Loans
217 Railroad St, Buda, TX 78610
5128131820
Asset Lending TX
1645 Main St Suit D, Buda, TX 78610
5129942221
David Wilson, Mortgage Broker
566 Summer Pointe, Buda, TX 78610
5122003676
Chase Home Lending
1569 Main St, Buda, TX 78610
7135694457
What Does a Mortgage Refinance Company in Buda Cost?
Typical costs for a mortgage refinance in Buda Texas include an appraisal fee of 400 to 600 dollars, title insurance of 1,000 to 2,000 dollars, and lender origination fees of 0.5% to 1% of the loan amount. Closing costs generally total 2% to 5% of the loan amount. Texas law also requires a state-specific mortgage tax of 0.50 per 100 dollars of the loan. These costs vary by lender and loan type. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What is the Texas cash-out refinance limit?
Texas law allows cash-out refinances up to 80% of the home value. This rule is set by the Texas Constitution and applies statewide including Buda. You must also wait 12 months between cash-out refinances.
How long does a refinance take in Buda Texas?
A typical mortgage refinance in Buda takes 30 to 45 days from application to closing. Texas requires a three-day rescission period after signing. Delays can occur if the appraisal or title work takes longer.
Do I need a survey for refinancing in Buda?
Many Texas lenders require a new survey for refinances to confirm property boundaries. This is common in Hays County due to rural lots and older subdivisions. The survey cost is usually paid by the borrower.