ADVERTISING DISCLOSURE: BeforeMortgageUSA.com is an informational directory, not an mortgage company or broker. We do not sell insurance or provide mortgage or financial advice. No broker-client relationship is created by using this site. No broker listed on this site has paid for, authorized, or approved their listing. This is an advertisement.
Compare Mortgage Refinance Companies in Belton, TX
Directory of mortgage refinance companies in Belton, Texas. Verify credentials with the state mortgage licensing authority before hiring.
10 agents listed
Updated May 2026
Belton, TX
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Texas before hiring.
Showing 10 mortgage refinance companies in Belton, TX
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
The Wood Group of Fairway Independent Mortgage Corp.
127 Lake Rd Suite 300, Belton, TX 76513
2549339500
Extraco Banks | Belton
2000 N Main St, Belton, TX 76513
2547745500
Mutual of Omaha Mortgage
106 W Central Ave Suite 106, Belton, TX 76513
5129313881
Growing Home Mortgage LLC
202 E Central Ave Suite 210, Belton, TX 76513
2548920062
First Community Mortgage
208 E Central Ave Suite 101, Belton, TX 76513
2548317010
Dana Irvine Mortgage
820 Villa Como Dr, Belton, TX 76513
2547214691
Shannon Alexander, The Wood Group of Fairway Home Mortgage
127 Lake Rd Suite 300, Belton, TX 76513
2542950905
Extraco Mortgage | Belton
2000 N Main St, Belton, TX 76513
2547745803
New American Funding - Killeen
701 N Main St, Belton, TX 76513
2543746227
PNC Mortgage
313 E Central Ave, Belton, TX 76513
2549393501
Mortgage refinance companies in Belton Texas help homeowners lower their interest rates or change loan terms. Texas law has specific rules for cash-out refinances including a 80 percent loan-to-value limit under Section 50(a)(6) of the Texas Constitution. Local lenders in Belton understand the Bell County housing market and can guide you through the process.
What Does a Mortgage Refinance Company in Belton Cost?
Typical costs for a mortgage refinance in Texas include an origination fee of 0.5 to 1 percent of the loan amount, appraisal fees of 400 to 600 dollars, and title insurance of 500 to 1,500 dollars. Closing costs usually total 2 to 5 percent of the loan amount. Texas law also requires a survey or property inspection in some cases. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What is the Texas homestead equity rule for refinancing?
Texas law limits cash-out refinances to 80 percent of the home value. You must also wait 12 months after your previous loan closing before doing a cash-out refinance. This rule comes from Article 16 Section 50 of the Texas Constitution.
How long does a mortgage refinance take in Belton Texas?
A typical refinance in Texas takes 30 to 45 days from application to closing. The process includes appraisal, title search, and lender underwriting. Texas law requires a three business day right of rescission after signing.
Do I need a home appraisal for refinancing in Belton?
Most lenders require a new appraisal to confirm your home value. The appraisal cost in Bell County ranges from 400 to 600 dollars. Some streamline refinance programs may waive the appraisal.
Free • No Obligation
Compare Mortgage Refinance Companies
Get matched with agents in Belton who handle your type of case.
Affiliate Form Embed
Replace with iframe/embed code from your affiliate network
Affiliate Disclosure
The form above is provided by a third-party legal marketing service. BeforeMortgageUSA.com receives compensation when you submit a qualified inquiry. This is a free service with no obligation to hire any broker. Your information is collected and handled by the form provider according to their privacy policy.
Legal Notice
BeforeMortgageUSA.com is not a mortgage referral service, or financial advice provider. No broker-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any broker. Past results do not guarantee future outcomes. Each case is different. Verify broker credentials with your state mortgage licensing authority before hiring.
About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Texas.