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Find Mortgage Refinance Companies Near You in White House, TN
Browse mortgage refinance companies serving White House, Tennessee. Contact information and addresses listed below.
3 agents listed
Updated May 2026
White House, TN
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Tennessee before hiring.
Showing 3 mortgage refinance companies in White House, TN
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Jerry Scheel - Mortgage Loan Officer
127 Raymond Hirsch Pkwy Suite C, White House, TN 37188
Mortgage refinance companies in White House Tennessee help homeowners lower their interest rate or change loan terms. Tennessee law does not require a cooling off period after closing, but borrowers have three business days to cancel a refinance under federal truth in lending rules. Local lenders understand the White House real estate market and can guide you through the process.
What Does a Mortgage Refinance Company in White House Cost?
Typical costs for a mortgage refinance in Tennessee range from 2 to 6 percent of the loan amount. This includes an appraisal fee of 400 to 600 dollars, an origination fee of 0.5 to 1 percent, and title insurance which costs about 500 to 1,000 dollars. Closing costs also include recording fees and a state documentary stamp tax of 0.115 percent of the loan amount. Note that costs vary by situation and this information is general and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What is the typical refinance timeline in White House Tennessee?
A standard refinance in Tennessee usually takes 30 to 45 days from application to closing. This timeline depends on your lender, appraisal scheduling, and your responsiveness to document requests. Tennessee does not impose a state specific waiting period beyond federal rules.
Are there Tennessee specific laws for mortgage refinancing?
Tennessee follows the federal right of rescission which gives you three business days to cancel a refinance on your primary home. The state also requires lenders to be licensed under the Tennessee Residential Lending Act. There is no state specific cap on refinance fees.
What documents do I need for a refinance in White House?
You will typically need pay stubs, tax returns, bank statements, and a photo ID. Tennessee lenders may also ask for proof of homeowners insurance and a property survey. Self employed borrowers need additional profit and loss statements.
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About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Tennessee.