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Find Mortgage Refinance Companies in Portland, TN

Directory of mortgage refinance companies in Portland, Tennessee. Verify credentials with the state mortgage licensing authority before hiring.

3 agents listed
Updated May 2026
Portland, TN
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Tennessee before hiring.
Showing 3 mortgage refinance companies in Portland, TN Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
World Finance
142 W Knight St, Portland, TN 37148
6153231690
Old Hickory Credit Union - Portland Branch
103 Kirby Dr, Portland, TN 37148
6158474043
The Farmers Bank-Mortgage Loan Office
121 Village Dr #103, Portland, TN 37148
6156725065

Mortgage refinance companies in Portland Tennessee help homeowners lower their interest rates or change loan terms. Tennessee law requires all mortgage loan originators to be licensed through the Tennessee Department of Financial Institutions. Local lenders in Portland can guide you through the refinance process and explain how Tennessee property tax rules may affect your new loan.

What Does a Mortgage Refinance Company in Portland Cost?

Typical costs for a mortgage refinance in Tennessee include an appraisal fee of 400 to 700 dollars, title search and insurance fees of 500 to 1,000 dollars, and loan origination fees of 0.5 to 1.5 percent of the loan amount. Closing costs generally range from 2 to 5 percent of the principal. These are general estimates and actual costs vary by lender and loan type. This information is for general educational purposes and does not constitute mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What documents do I need to refinance my mortgage in Portland Tennessee?
You typically need recent pay stubs, tax returns, bank statements, and proof of homeowners insurance. Tennessee lenders also require a valid government ID and a property appraisal.
How long does a mortgage refinance take in Tennessee?
A typical refinance in Tennessee takes 30 to 45 days from application to closing. Delays can happen if an appraisal or title search takes longer.