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Showing 2 mortgage refinance companies in Pigeon Forge, TN
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Truist
3416 S River Rd, Pigeon Forge, TN 37863
8659082170
Deborah Clinton
1973 Walnut Grove Rd, Pigeon Forge, TN 37876
8656807393
What Does a Mortgage Refinance Company in Pigeon Forge Cost?
Typical costs for a mortgage refinance in Tennessee include an origination fee of 0.5 to 1 percent of the loan amount, an appraisal fee of 400 to 700 dollars, and title insurance costs of about 500 to 1500 dollars. Closing costs generally range from 2 to 5 percent of the loan principal. These figures are estimates and your actual costs will depend on your lender and loan type. This information is general and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What documents do I need to refinance a mortgage in Pigeon Forge Tennessee?
You typically need recent pay stubs, tax returns, bank statements, and proof of homeowners insurance. Tennessee lenders also require a property appraisal to confirm the home value.
How long does a mortgage refinance take in Tennessee?
The process usually takes 30 to 45 days from application to closing. Tennessee law does not set a maximum timeline, but lenders must provide a Loan Estimate within three business days of your application.
Are there Tennessee-specific laws that affect mortgage refinancing?
Tennessee has a usury limit of 10 percent interest for loans under 5000 dollars, but most refinances exceed that amount. Also, Tennessee is a title theory state, meaning the lender holds the title until the loan is paid off.