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Compare mortgage refinance companies in Memphis. Review contact information and insurance categorys before you decide.
19 agents listed
Updated May 2026
Memphis, TN
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Tennessee before hiring.
Showing 19 mortgage refinance companies in Memphis, TN
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Local Mortgage Inc.
5350 Poplar Ave Suite 850, Memphis, TN 38119
9015044663
The Wendy Thompson Lending Team
6489 N Quail Hollow Rd Ste. 106, Memphis, TN 38120
9014618858
Jennifer Ballheimer-Mortgage Financial Services
1582 Poplar Ave, Memphis, TN 38104
5014728109
Karlton Govan Lending Team - Southeast Home Loans
1027 S Yates Rd Suite A-A1, Memphis, TN 38119
9017011339
Evolve Bank & Trust Home Loan Center
855 Ridge Lake Blvd Suite 210, Memphis, TN 38119
9012601480
PrimeLending, A PlainsCapital Company - Memphis
6750 Poplar Ave # 118, Memphis, TN 38138
9014169570
New American Funding - Memphis, TN
6000 Poplar Ave Ste 250, Memphis, TN 38119
9015905817
Ryan Knop
1582 Poplar Ave, Memphis, TN 38104
9017485618
Tim Smith at CrossCountry Mortgage
6263 Poplar Ave #430, Memphis, TN 38119
9014439132
Andrew O'Fee - The Yankee Closer
688 W Brookhaven Cir, Memphis, TN 38117
9012373526
Sara Wong at Rate (NMLS #592051)
1355 Lynnfield Rd suite 147, Memphis, TN 38119
6156820394
John Wright Mortgage Evolve Bank & Trust
6070 Poplar Ave Suite 250, Memphis, TN 38119
9018493584
Mortgage Investors Group
1000 Brookfield Rd #225, Memphis, TN 38119
9017616910
Kylan Washington - Mortgage Financial Services
1582 Poplar Ave, Memphis, TN 38104
9013037590
Colby Dorris - Mortgage Lender
855 Ridge Lake Blvd Suite 210, Memphis, TN 38120
9012590768
Eagle Mortgage & Funding
6260 Poplar Ave, Memphis, TN 38119
9017619700
First Metropolitan Financial Services
7124 US-64, Memphis, TN 38133
9013883814
Benchmark Mortgage
3263 W Sarazens Cir, Memphis, TN 38125
9014901570
New American Funding - Alan Kline
6000 Poplar Ave Ste 250, Memphis, TN 38119
9015905817
Mortgage refinance companies in Memphis Tennessee help homeowners lower their interest rates or change loan terms. Tennessee law requires lenders to follow specific disclosure rules under the Tennessee Consumer Protection Act. Local firms often assist with cash-out refinancing for home improvements or debt consolidation.
What Does a Mortgage Refinance Company in Memphis Cost?
Typical costs for a mortgage refinance in Memphis Tennessee include an origination fee of 0.5% to 1% of the loan amount, appraisal fees of $400 to $700, and title insurance costs of $500 to $1,000. Closing costs in Tennessee often total 2% to 5% of the loan principal. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What documents do I need to refinance a mortgage in Memphis Tennessee?
You typically need recent pay stubs, tax returns, bank statements, and proof of homeowners insurance. Tennessee lenders also require a property appraisal to confirm home value.
How long does a mortgage refinance take in Tennessee?
A standard refinance in Tennessee usually takes 30 to 45 days from application to closing. Delays can occur if the appraisal or title search takes longer than expected.
Are there Tennessee specific laws for mortgage refinancing?
Yes. Tennessee law requires lenders to provide a Loan Estimate within three business days of application. The state also limits prepayment penalties on certain loans under the Tennessee Home Loan Protection Act.
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BeforeMortgageUSA.com is not a mortgage referral service, or financial advice provider. No broker-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any broker. Past results do not guarantee future outcomes. Each case is different. Verify broker credentials with your state mortgage licensing authority before hiring.
About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Tennessee.