Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Tennessee before hiring.
Showing 3 mortgage refinance companies in Gatlinburg, TN
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Home Federal Bank
535 East Pkwy, Gatlinburg, TN 37738
8654365150
SmartBank
570 East Pkwy, Gatlinburg, TN 37738
8658680670
First Horizon Bank - Gatlinburg, TN - East Pkwy
960 East Pkwy, Gatlinburg, TN 37738
8654360800
What Does a Mortgage Refinance Company in Gatlinburg Cost?
Typical costs for a mortgage refinance in Tennessee include an origination fee of 0.5 to 1 percent of the loan amount, an appraisal fee of 400 to 700 dollars, and title insurance costs of 500 to 1,000 dollars. Closing costs generally range from 2 to 5 percent of the loan principal. These costs can vary based on the lender and property location. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What documents do I need to refinance in Gatlinburg Tennessee?
You typically need recent pay stubs, tax returns, bank statements, and proof of homeowners insurance. Tennessee lenders may also ask for a property appraisal specific to the Gatlinburg area.
Can I refinance a rental property in Gatlinburg?
Yes you can refinance a rental property in Gatlinburg. Tennessee law treats investment properties differently than primary residences. Lenders often require a higher credit score and a larger down payment for rental property refinances.
How long does a refinance take in Tennessee?
A typical refinance in Tennessee takes 30 to 45 days from application to closing. The timeline can vary based on the lender workload and the appraisal schedule in Sevier County.