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Directory of mortgage refinance companies in Pickens, South Carolina. Verify credentials with the state mortgage licensing authority before hiring.
2 agents listed
Updated May 2026
Pickens, SC
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the South Carolina before hiring.
Showing 2 mortgage refinance companies in Pickens, SC
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Southern Real Estate and Development
247 Ann St, Pickens, SC 29671
8643504386
Pickens Savings & Loan Association
205 E Cedar Rock St, Pickens, SC 29671
8648782444
Mortgage refinance companies in Pickens South Carolina help homeowners replace their existing home loan with a new one. This can lower monthly payments or change loan terms. South Carolina law requires lenders to provide clear disclosures under the Truth in Lending Act and state regulations.
What Does a Mortgage Refinance Company in Pickens Cost?
Typical costs for a mortgage refinance in South Carolina include an origination fee of 0.5 to 1 percent of the loan amount plus appraisal fees from 400 to 700 dollars. Title search and insurance costs range from 500 to 1500 dollars. South Carolina also charges a documentary stamp tax of 0.37 cents per 100 dollars borrowed. These costs vary by lender and loan size. This is general information not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What documents do I need to refinance a mortgage in Pickens South Carolina?
You typically need pay stubs tax returns bank statements and proof of homeowners insurance. Lenders also require a property appraisal. South Carolina does not have a specific state document list so federal guidelines apply.
How long does a mortgage refinance take in South Carolina?
A standard refinance in South Carolina takes 30 to 45 days from application to closing. Delays can occur if the appraisal is slow or if title issues arise. South Carolina law requires a three day rescission period after signing.
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BeforeMortgageUSA.com is not a mortgage referral service, or financial advice provider. No broker-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any broker. Past results do not guarantee future outcomes. Each case is different. Verify broker credentials with your state mortgage licensing authority before hiring.
About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the South Carolina.