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Find Mortgage Refinance Companies in Lake Wylie, SC
Compare mortgage refinance companies in Lake Wylie. Review contact information and insurance categorys before you decide.
3 agents listed
Updated May 2026
Lake Wylie, SC
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the South Carolina before hiring.
Showing 3 mortgage refinance companies in Lake Wylie, SC
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Melanie Bundy, Canopy Mortgage
1414 Village Harbor Dr, Lake Wylie, SC 29710
7048405548
George Violante at CrossCountry Mortgage
264 Latitude Ln Suite 102 Offices 1&4, Lake Wylie, SC 29710
7045773301
Capital South Funding
4609 Charlotte Hwy STE 4, Lake Wylie, SC 29710
8036565888
Mortgage refinance companies in Lake Wylie South Carolina help homeowners adjust their loan terms or lower their interest rates. South Carolina law requires lenders to provide a Good Faith Estimate of closing costs within three business days of application. Local companies understand the Lake Wylie real estate market and can guide you through the refinance process efficiently.
What Does a Mortgage Refinance Company in Lake Wylie Cost?
Typical costs for a mortgage refinance in South Carolina range from 2% to 5% of the loan amount. This includes lender fees, appraisal fees (usually $400 to $700), title search and insurance ($500 to $1,000), and the state mortgage recording tax of 0.15%. Costs vary by lender and loan size. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What documents do I need to refinance a mortgage in Lake Wylie?
You will need recent pay stubs, tax returns for two years, bank statements, and a copy of your current mortgage statement. South Carolina lenders also require a property appraisal to confirm the home value.
How long does a mortgage refinance take in South Carolina?
A typical refinance in South Carolina takes 30 to 45 days from application to closing. Delays can occur if the appraisal or title search takes longer than expected.
Are there South Carolina laws that affect refinance costs?
Yes. South Carolina charges a mortgage recording tax of 0.15% of the loan amount. Also, the state requires a title search and title insurance, which add to closing costs.
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BeforeMortgageUSA.com is not a mortgage referral service, or financial advice provider. No broker-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any broker. Past results do not guarantee future outcomes. Each case is different. Verify broker credentials with your state mortgage licensing authority before hiring.
About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the South Carolina.