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Showing 2 mortgage refinance companies in West Warwick, RI
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Mutual of Omaha Mortgage
1350 Division Rd Ste 104, West Warwick, RI 02893
4014659326
First Community Mortgage - West Warwick, RI
231 Quaker Ln Suite A, West Warwick, RI 02893
4018080336
What Does a Mortgage Refinance Company in West Warwick Cost?
Typical costs for a mortgage refinance in Rhode Island include an origination fee of 0.5% to 1% of the loan amount, appraisal fees of $400 to $700, and title search fees around $300 to $500. Closing costs generally range from 2% to 5% of the loan principal. These amounts vary by lender and property value. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What documents do I need to refinance in West Warwick?
You typically need pay stubs, tax returns, bank statements, and proof of homeowners insurance. Rhode Island lenders may also require a property appraisal to confirm home value.
How long does a mortgage refinance take in Rhode Island?
A standard refinance in Rhode Island usually takes 30 to 45 days from application to closing. Delays can occur if title issues or appraisal problems arise.
Are there Rhode Island laws that affect refinancing?
Rhode Island has a 3-day right of rescission for most refinances, meaning you can cancel within three business days after signing. Also, lenders must follow state usury laws on interest rate limits.