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Find Mortgage Refinance Companies Near You in Yardley, PA

Compare mortgage refinance companies in Yardley. Review contact information and insurance categorys before you decide.

7 agents listed
Updated May 2026
Yardley, PA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Pennsylvania before hiring.
Showing 7 mortgage refinance companies in Yardley, PA Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Central Lending Services Inc
301 Oxford Valley Rd STE 802A, Yardley, PA 19067
2159705044
Federated Lending Corporation
1669 Edgewood Rd, Yardley, PA 19067
2154931500
Direct Mortgage Lending
33 S Delaware Ave # 106A, Yardley, PA 19067
2675734330
Bank of England Mortgage
90 W Afton Ave, Yardley, PA 19067
2154933752
Always The Best Rate Home Loans, LLC
301 Oxford Valley Rd Suite 1602A, Yardley, PA 19067
2153800103
Matt Kaiser - Federated Lending Corporation
1669 Edgewood Rd, Yardley, PA 19067
2156309942
PNC Mortgage
91 Oxford Valley Rd, Yardley, PA 19067
2153212427

Mortgage refinance companies in Yardley, Pennsylvania help homeowners lower their interest rates or change loan terms. Pennsylvania law requires lenders to provide a Good Faith Estimate of closing costs within three business days of application. Local Yardley residents can work with these companies to access home equity or reduce monthly payments.

What Does a Mortgage Refinance Company in Yardley Cost?

Typical costs for a mortgage refinance in Pennsylvania range from 2% to 5% of the loan amount. For a $200,000 loan, this means $4,000 to $10,000 in fees. Costs include appraisal fees of $400 to $700, title search fees of $300 to $600, and recording fees of about $100. Pennsylvania also charges a state transfer tax of 1% on the refinanced amount if the loan is over $100,000. Note that costs vary by lender and loan type. This is general information, not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What is the typical timeline for refinancing a mortgage in Yardley?
The refinance process in Pennsylvania usually takes 30 to 45 days from application to closing. This timeline includes appraisal, underwriting, and legal review. Pennsylvania law requires a three-day rescission period after signing for most refinances.
Are there Pennsylvania-specific rules for mortgage refinancing?
Yes, Pennsylvania has a Mortgage Satisfaction Act that requires lenders to release the lien within 30 days after payoff. Also, Pennsylvania does not allow prepayment penalties on most residential mortgages. Always check your loan documents for any specific terms.
What documents do I need to refinance a mortgage in Yardley?
You will need recent pay stubs, tax returns from the last two years, bank statements, and a valid ID. Pennsylvania lenders may also require proof of homeowners insurance. Self-employed borrowers may need additional profit and loss statements.