Skip to main content

Mortgage Refinance Companies in Wilkes-Barre Township, PA

Looking for a mortgage refinance company in Wilkes-Barre Township? Review the directory below to compare your options.

2 agents listed
Updated May 2026
Wilkes-Barre Township, PA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Pennsylvania before hiring.
Showing 2 mortgage refinance companies in Wilkes-Barre Township, PA Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Guild Mortgage - Bobby Rother
613 Baltimore Dr Suite 4, Wilkes-Barre Township, PA 18702
5702352186
Guild Mortgage Company
613 Baltimore Dr Suite 4, Wilkes-Barre Township, PA 18702
5702352178

A mortgage refinance company in Wilkes-Barre Township can help homeowners lower their interest rate or change loan terms. Pennsylvania law requires lenders to provide a Good Faith Estimate of closing costs within three business days of a loan application. Local refinancing options may be influenced by Luzerne County property values and Pennsylvania state recording fees.

What Does a Mortgage Refinance Company in Wilkes-Barre Township Cost?

Typical costs for a mortgage refinance in Pennsylvania include an appraisal fee of 300 to 500 dollars, loan origination fees of 0.5 to 1 percent of the loan amount, and title insurance costs of 500 to 1,000 dollars. Pennsylvania also charges a mortgage recording fee of approximately 1 percent of the loan amount. These costs vary by lender and loan type. This is general information and not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What documents do I need for mortgage refinance in Wilkes-Barre Township?
You typically need pay stubs, tax returns, bank statements, and proof of homeowners insurance. Pennsylvania lenders also require a property appraisal and a copy of your current mortgage note.
How long does a mortgage refinance take in Pennsylvania?
A standard refinance in Pennsylvania usually takes 30 to 45 days from application to closing. Pennsylvania law allows a three-day rescission period after signing for most refinances.
Are there Pennsylvania specific fees for refinancing?
Yes, Pennsylvania charges a mortgage recording fee of about 1 percent of the loan amount for new mortgages. There may also be state transfer taxes if the refinance involves a change in ownership.