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Compare Mortgage Refinance Companies in Upper Darby Township, PA

Browse mortgage refinance companies serving Upper Darby Township, Pennsylvania. Contact information and addresses listed below.

4 agents listed
Updated May 2026
Upper Darby Township, PA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Pennsylvania before hiring.
Showing 4 mortgage refinance companies in Upper Darby Township, PA Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
OneMain Financial
1500 Garrett Rd Ste 100, Upper Darby Township, PA 19082
6105446300
PKS Financial
6560 Market St, Upper Darby Township, PA 19082
6104761535
Diallo Mortgage Loan Company
130 S State Rd, Upper Darby Township, PA 19082
6105537317
Springfield Mortgage Co Inc
67 Long Ln, Upper Darby Township, PA 19082
6107139011

Mortgage refinance companies in Upper Darby Township Pennsylvania help homeowners lower their interest rate or change loan terms. Pennsylvania law requires lenders to provide a good faith estimate of closing costs within three business days of application. Local refinancing can also help you switch from an adjustable-rate to a fixed-rate mortgage.

What Does a Mortgage Refinance Company in Upper Darby Township Cost?

Typical costs for a mortgage refinance in Pennsylvania include an origination fee of 0.5% to 1% of the loan amount, appraisal fees of 400 to 700 dollars, and title insurance costs of 500 to 1,500 dollars. Closing costs generally range from 2% to 5% of the loan principal. This is general information and not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What documents do I need for a mortgage refinance in Upper Darby Township?
You will need recent pay stubs, tax returns from the last two years, bank statements, and proof of homeowners insurance. Pennsylvania lenders also require a property appraisal and a copy of your current mortgage statement.
How long does a mortgage refinance take in Pennsylvania?
A typical refinance in Pennsylvania takes 30 to 45 days from application to closing. Delays can occur if the appraisal is slow or if additional documentation is needed.
Are there any Pennsylvania specific laws for refinancing?
Pennsylvania requires lenders to provide a Loan Estimate within three business days of application. The state also limits prepayment penalties on most residential mortgages. You have the right to cancel a refinance within three days of closing under federal law.