Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Pennsylvania before hiring.
Showing 10 mortgage refinance companies in State College, PA
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Core Mortgage Services, LLC.
1840 N Atherton St, State College, PA 16803
8142720125
Motto Mortgage Happy Valley
1375 Martin St Suite 101, State College, PA 16803
8142359207
Fairway Independent Mortgage Corporation
800 Science Park Rd, State College, PA 16803
8146899088
Principle Home Mortgage, LLC
1402 S Atherton St #002, State College, PA 16801
8143080959
True Home Mortgage
1315 S Allen St Suite 108, State College, PA 16801
8143600505
Justin Strayer Motto Mortgage Happy Valley
1375 Martin St Suite 101, State College, PA 16803
8142359207
Matt Hunt Motto Mortgage Happy Valley
1375 Martin St Suite 101, State College, PA 16803
8145914157
Professional Choice Mortgage
233 Easterly Pkwy Suite 100, State College, PA 16801
8148613310
phil vollmer
800 Science Park Rd, State College, PA 16803
8148673838
Barry S Peters | Fairway Independent Mortgage Corporation Loan Officer
800 Science Park Rd, State College, PA 16803
8145746525
What Does a Mortgage Refinance Company in State College Cost?
Typical costs for a mortgage refinance in Pennsylvania include an application fee of 250 to 500 dollars, an appraisal fee of 400 to 700 dollars, and title insurance of 500 to 1,000 dollars. Closing costs usually total 2 to 5 percent of the loan amount. Pennsylvania also charges a 1 percent realty transfer tax on new loan amounts above the existing balance. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What documents do I need for a mortgage refinance in State College?
You typically need recent pay stubs, tax returns, bank statements, and proof of homeowners insurance. Pennsylvania lenders may also require a property appraisal and a copy of your current mortgage statement.
How long does a mortgage refinance take in Pennsylvania?
A standard refinance in Pennsylvania usually takes 30 to 45 days from application to closing. Delays can occur if the appraisal or title search takes longer than expected.