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Directory of mortgage refinance companies in Phoenixville, Pennsylvania. Verify credentials with the state mortgage licensing authority before hiring.
6 agents listed
Updated May 2026
Phoenixville, PA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Pennsylvania before hiring.
Showing 6 mortgage refinance companies in Phoenixville, PA
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Philly Mortgage Brokers
1243 Valley Forge Rd, Phoenixville, PA 19460
4844164280
Ryan Richardson - The MortgageFella
508 Bridge St, Phoenixville, PA 19460
6104169025
Phoenixville Federal Bank & Trust
564 Nutt Rd, Phoenixville, PA 19460
6109331000
Utopia Financial LLC
375 Morgan St Suite U, Phoenixville, PA 19460
4844435000
PNC Mortgage
159 Nutt Rd, Phoenixville, PA 19460
6109356911
Movement Mortgage
202 Bridge St, Phoenixville, PA 19460
8773141499
Mortgage refinance companies in Phoenixville Pennsylvania help homeowners lower their interest rate or change loan terms. Pennsylvania law requires lenders to provide a good faith estimate of closing costs within three business days of application. Local lenders in Phoenixville understand the Chester County real estate market and can guide you through the refinance process.
What Does a Mortgage Refinance Company in Phoenixville Cost?
Typical costs for a mortgage refinance in Pennsylvania include an application fee of $300 to $500, an appraisal fee of $400 to $700, and title search fees of $200 to $400. Closing costs generally range from 2% to 5% of the loan amount. Pennsylvania also charges a mortgage recording tax of $0.50 per $100 of the loan. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What documents do I need for a mortgage refinance in Phoenixville?
You typically need recent pay stubs, tax returns, bank statements, and proof of homeowners insurance. Pennsylvania lenders also require a copy of your current mortgage statement and a valid photo ID.
How long does a mortgage refinance take in Pennsylvania?
A standard refinance in Pennsylvania usually takes 30 to 45 days from application to closing. Delays can occur if an appraisal or title search is needed. Your lender must give you a closing disclosure at least three business days before closing.
Are there Pennsylvania laws that affect mortgage refinancing?
Yes. Pennsylvania has a 3-day right of rescission for most refinances, meaning you can cancel the loan within three business days after signing. Also, Pennsylvania charges a 1% transfer tax on the mortgage amount, which may apply to refinances in some cases.
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BeforeMortgageUSA.com is not a mortgage referral service, or financial advice provider. No broker-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any broker. Past results do not guarantee future outcomes. Each case is different. Verify broker credentials with your state mortgage licensing authority before hiring.
About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Pennsylvania.