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Mortgage Refinance Companies in Latrobe, PA

Browse mortgage refinance companies serving Latrobe, Pennsylvania. Contact information and addresses listed below.

4 agents listed
Updated May 2026
Latrobe, PA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Pennsylvania before hiring.
Showing 4 mortgage refinance companies in Latrobe, PA Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
AAA Mortgage Money LLC
30 Saxman Dr, Latrobe, PA 15650
4122794664
OneMain Financial
1038 Latrobe 30 Plaza Ste 313A, Latrobe, PA 15650
7245391616
Westmoreland Federal Savings
322 Main St, Latrobe, PA 15650
7245399755
PNC Mortgage
1032 Latrobe 30 Plaza Ste 400, Latrobe, PA 15650
7245392016

A mortgage refinance company in Latrobe Pennsylvania helps homeowners replace their existing home loan with a new one. Pennsylvania law requires lenders to provide a clear Loan Estimate within three business days of application. Local companies in Westmoreland County can guide you through the process and explain state-specific rules like the Pennsylvania Mortgage Licensing Act.

What Does a Mortgage Refinance Company in Latrobe Cost?

Typical costs for a mortgage refinance in Pennsylvania include an origination fee of 0.5 to 1 percent of the loan amount, an appraisal fee of 400 to 700 dollars, and title insurance which can cost 500 to 1,200 dollars. Closing costs usually total 2 to 5 percent of the loan principal. These figures are general information and do not constitute mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What is the first step to refinance a mortgage in Latrobe Pennsylvania?
The first step is to contact a local mortgage refinance company and submit a loan application. The lender will then provide a Loan Estimate within three business days as required by Pennsylvania law. This document shows the interest rate, monthly payment, and closing costs.
How long does a mortgage refinance take in Pennsylvania?
A typical refinance in Pennsylvania takes 30 to 45 days from application to closing. Delays can occur if the property appraisal takes longer or if additional documents are needed. Pennsylvania law does not set a specific time limit for the process.
Are there Pennsylvania laws that protect homeowners during refinancing?
Yes, Pennsylvania has the Mortgage Licensing Act which requires all mortgage lenders and brokers to be licensed. The state also follows federal rules like the Truth in Lending Act which gives you a three day right to cancel after signing. Always verify that your lender holds a valid Pennsylvania license.