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Mortgage Refinance Companies in Kingston, PA

Compare mortgage refinance companies in Kingston. Review contact information and insurance categorys before you decide.

4 agents listed
Updated May 2026
Kingston, PA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Pennsylvania before hiring.
Showing 4 mortgage refinance companies in Kingston, PA Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Getz Mortgage
480 Pierce St Suite 306, Kingston, PA 18704
5703312000
Choice One Community Credit Union
754 Wyoming Ave, Kingston, PA 18704
5708237676
OneMain Financial
13 Narrows Shopping Center, Kingston, PA 18704
5702830680
PNC Mortgage
664 Wyoming Ave, Kingston, PA 18704
5702838495

Mortgage refinance companies in Kingston Pennsylvania help homeowners lower their interest rates or change loan terms. Pennsylvania law requires lenders to provide a Good Faith Estimate of closing costs within three business days of application. Local companies understand Luzerne County property values and can guide you through the refinance process.

What Does a Mortgage Refinance Company in Kingston Cost?

Typical costs for a mortgage refinance in Pennsylvania include an appraisal fee of 400 to 700 dollars, loan origination fees of 0.5 to 1 percent of the loan amount, and title insurance costs of 500 to 1,000 dollars. Third party fees such as credit report charges and recording fees add 100 to 300 dollars. Total closing costs often range from 2,000 to 5,000 dollars depending on the loan size and lender. This is general information and not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What documents do I need for a mortgage refinance in Kingston?
You will need recent pay stubs, tax returns, bank statements, and proof of homeowners insurance. Pennsylvania lenders also require a copy of your current mortgage statement and a photo ID.
How long does a mortgage refinance take in Pennsylvania?
A typical refinance in Pennsylvania takes 30 to 45 days from application to closing. Delays can occur if an appraisal is needed or if title issues arise in Luzerne County records.
Are there Pennsylvania specific rules for refinancing?
Yes, Pennsylvania has a 3 day right of rescission for most refinances, giving you time to cancel after signing. The state also requires lenders to disclose all fees upfront under the Pennsylvania Mortgage Licensing Act.