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Mortgage Refinance Companies in Harrison City, PA

Directory of mortgage refinance companies in Harrison City, Pennsylvania. Verify credentials with the state mortgage licensing authority before hiring.

2 agents listed
Updated May 2026
Harrison City, PA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Pennsylvania before hiring.
Showing 2 mortgage refinance companies in Harrison City, PA Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Motto Mortgage Miracles
3337 PA-130 Ste 2, Harrison City, PA 15636
7249537398
Brent Zollner Motto Mortgage Miracles
3337 Rte 130 Ste 2, Harrison City, PA 15636
7249537398

Mortgage refinance companies in Harrison City Pennsylvania help homeowners lower their interest rates or change loan terms. Pennsylvania law requires lenders to provide a Truth in Lending disclosure within three business days of application. Local refinance services can guide you through the process and explain state-specific regulations.

What Does a Mortgage Refinance Company in Harrison City Cost?

Typical costs for a mortgage refinance in Pennsylvania include an origination fee of 0.5 to 1 percent of the loan amount, an appraisal fee of 400 to 700 dollars, and title search and insurance fees of 500 to 1,500 dollars. Closing costs generally total 2 to 5 percent of the loan principal. This is general information and not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What is the typical timeline for refinancing a mortgage in Harrison City Pennsylvania?
The refinance process in Pennsylvania usually takes 30 to 45 days from application to closing. Delays can occur if an appraisal is needed or if title work takes extra time. Your lender must provide a Loan Estimate within three business days of your application.
Are there any Pennsylvania laws that affect mortgage refinancing costs?
Yes, Pennsylvania imposes a state transfer tax of 1 percent on the mortgage amount when refinancing. Some local municipalities also add their own transfer tax. Additionally, Pennsylvania does not allow prepayment penalties on most residential mortgages.
What documents do I need to apply for a mortgage refinance in Harrison City?
You will typically need recent pay stubs, W-2 forms, tax returns for the last two years, bank statements, and proof of homeowners insurance. Pennsylvania lenders may also require a copy of your current mortgage note and a property appraisal.