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Find Mortgage Refinance Companies in Springfield, OR
Looking for a mortgage refinance company in Springfield? Review the directory below to compare your options.
3 agents listed
Updated May 2026
Springfield, OR
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Oregon before hiring.
Showing 3 mortgage refinance companies in Springfield, OR
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Selco Mortgage Co
925 Harlow Rd #210, Springfield, OR 97477
5417447730
US Bank Mortgage
5755 Main St, Springfield, OR 97478
5417447884
Emma Bond | OCCU Home Loans
1981 Mohawk Blvd, Springfield, OR 97477
5416816498
Mortgage refinance companies in Springfield Oregon help homeowners lower their interest rate or change loan terms. Oregon law requires lenders to provide a Loan Estimate within three business days of application. Local companies understand the Springfield real estate market and can guide you through the process.
What Does a Mortgage Refinance Company in Springfield Cost?
Typical costs for refinancing in Oregon include an origination fee of 0.5 to 1.5 percent of the loan amount, an appraisal fee of 400 to 600 dollars, and title insurance of 500 to 1,000 dollars. Third-party fees like recording and credit report charges add 100 to 300 dollars. Total closing costs often range from 2,000 to 5,000 dollars. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What is the typical timeline for refinancing in Springfield Oregon?
Most refinances close in 30 to 45 days. Oregon law requires a three-day rescission period after signing for most refinances. Delays can occur if an appraisal or title work takes longer.
Do Oregon refinance companies require a home appraisal?
Most lenders require an appraisal to confirm home value. Some streamline programs may waive the appraisal if you have a government-backed loan. Oregon appraisals typically cost between 400 and 600 dollars.
What documents do I need to refinance in Springfield?
You need recent pay stubs, tax returns, bank statements, and a photo ID. Oregon lenders also require proof of homeowners insurance. Self-employed borrowers may need additional profit and loss statements.
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BeforeMortgageUSA.com is not a mortgage referral service, or financial advice provider. No broker-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any broker. Past results do not guarantee future outcomes. Each case is different. Verify broker credentials with your state mortgage licensing authority before hiring.
About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Oregon.