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Compare Mortgage Refinance Companies in Salem, OR

Browse mortgage refinance companies serving Salem, Oregon. Contact information and addresses listed below.

20 agents listed
Updated May 2026
Salem, OR
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Oregon before hiring.
Showing 20 mortgage refinance companies in Salem, OR Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Landmark Professional Mortgage Co
1255 Lee St SE Ste 200, Salem, OR 97302
5035818100
Mortgage First
1761 Liberty St SE, Salem, OR 97302
5035883511
Team Canales - Churchill Mortgage Salem
1840 W Nob Hill St SE, Salem, OR 97302
5033854040
Academy Mortgage
525 Taggart Dr Suite 150, Salem, OR 97304
5033917136
Synergy One Lending - Ben Nelson
3240 Commercial St SE Suite 120, Salem, OR 97302
5039109872
Traci Putnam The Benjamin Group powered by CrossCountry Mortgage
1665 Liberty St SE #200, Salem, OR 97302
9715997746
American Dream Home Mortgage | powered by Advantage Mortgage Inc.
471 Lancaster Dr NE, Salem, OR 97301
5032665800
Guild Mortgage - Justin Morris
245 Commercial St SE Suite 140 & 150, Salem, OR 97301
5039494380
Synergy One Lending
280 Court St NE Suites 230 & 235, Salem, OR 97301
5035391575
Mortgage Marketplace LLC
3723 Fairview Industrial Dr SE Suite 190, Salem, OR 97302
5032101480
Mortgage Marketplace LLC - Mike Gillett, NMLS# 362285
3723 Fairview Industrial Dr SE Suite 190, Salem, OR 97302
5035108780
Sensible Mortgage, LLC
388 State St Suite 975, Salem, OR 97301
5039907486
Resident Lending Group
1230 Liberty St NE, Salem, OR 97301
5035891999
Guild Mortgage Company
725 Commercial St SE, Salem, OR 97301
5039303188
Capital Mortgage Source NMLS#2320694 | Tasha Brandon NMLS #1454750
285 Liberty St NE Suite 202, Salem, OR 97301
5412247090
Guild Mortgage - Jessica McNeely
725 Commercial St SE, Salem, OR 97301
5039303188
Union Home Mortgage
525 Glen Creek Rd NW #110, Salem, OR 97304
9714466266
Lighthouse Financial Enterprises, Inc.
110 Wallace Rd NW, Salem, OR 97304
5034859500
Mighty Mortgage Home Loans
2195 Hyacinth St NE #191, Salem, OR 97301
5039491893
Compass Home Mortgage Company
3950 Fairview Industrial Dr SE Suite 230, Salem, OR 97302
5035585840

A mortgage refinance company in Salem Oregon helps homeowners replace their existing home loan with a new one. Oregon law requires lenders to provide a Loan Estimate within three business days of application. Local companies understand Salem property values and can guide you through Oregon specific refinance options like cash out or rate and term refinancing.

What Does a Mortgage Refinance Company in Salem Cost?

Typical costs for a mortgage refinance in Oregon include an origination fee of 0.5% to 1% of the loan amount, an appraisal fee of 400 to 600 dollars, and title insurance costs of 800 to 1,500 dollars. Other fees may include credit report charges, recording fees, and escrow setup costs. Total closing costs usually range from 2% to 5% of the loan amount. This is general information and not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What documents do I need to refinance my mortgage in Salem Oregon?
You typically need recent pay stubs, tax returns, bank statements, and a photo ID. Oregon lenders also require a property appraisal to confirm your home value. Each lender may ask for additional documents based on your situation.
How long does a mortgage refinance take in Oregon?
A typical refinance in Oregon takes 30 to 45 days from application to closing. Oregon law requires a three day rescission period after signing final documents. Delays can occur if the appraisal or under review takes longer.
Are there Oregon specific rules for refinancing a mortgage?
Yes, Oregon follows the federal Truth in Lending Act and requires lenders to disclose all fees clearly. Oregon also has a statute of limitations for mortgage fraud claims of six years. You have the right to cancel a refinance within three business days after closing.