Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Oregon before hiring.
Showing 10 mortgage refinance companies in Oregon City, OR
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Hill Valley Financial Services
18080 S Shiloh Ln, Oregon City, OR 97045
5037301724
Freestone Mortgage LLC
704 Main St Suite #200, Oregon City, OR 97045
8882564654
Larry H Morris - Mortgage Solutions Financial NMLS 150073
900 Main St #106, Oregon City, OR 97045
5034210096
Mortgage Solutions Financial Oregon City
900 Main St #106, Oregon City, OR 97045
5034036020
Fairway Independent Mortgage Corporation
365 Warner Milne Rd Suite 201, Oregon City, OR 97045
5038378460
Tim Vanderburg
1010 5th St, Oregon City, OR 97045
5036558904
Value Added Mortgage
511 Main St #117, Oregon City, OR 97045
5035024042
Colonial Home Loans
15850 S Pope Ln, Oregon City, OR 97045
5037223997
Value Added Mortgage
19346 Auburn Ln, Oregon City, OR 97045
9712631633
US Bank Mortgage
1600 Molalla Ave, Oregon City, OR 97045
8882912334
What Does a Mortgage Refinance Company in Oregon City Cost?
Typical costs for a mortgage refinance in Oregon include an appraisal fee of 400 to 700 dollars, origination fees of 0.5 to 1 percent of the loan amount, and title insurance costs around 800 to 1,500 dollars. Closing costs in Oregon City often total 2 to 5 percent of the loan principal. These amounts vary by lender and loan type. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What documents do I need for a mortgage refinance in Oregon City?
You typically need recent pay stubs, tax returns, bank statements, and a photo ID. Oregon lenders also require proof of homeowners insurance. Your refinance company will give you a full list based on your situation.
How long does a mortgage refinance take in Oregon?
A standard refinance in Oregon usually takes 30 to 45 days from application to closing. Oregon law allows a three day right of rescission after signing. Delays can happen if an appraisal or title work takes longer.
Are there Oregon specific rules for refinancing a mortgage?
Yes, Oregon has laws about prepayment penalties and loan disclosures. Lenders must follow the Oregon Residential Mortgage Lending Act. You also have the right to receive a Loan Estimate and Closing Disclosure on time.