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Compare Mortgage Refinance Companies in Medford, OR
Directory of mortgage refinance companies in Medford, Oregon. Verify credentials with the state mortgage licensing authority before hiring.
20 agents listed
Updated May 2026
Medford, OR
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Oregon before hiring.
Showing 20 mortgage refinance companies in Medford, OR
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
James Beard at CrossCountry Mortgage
3389 Crater Lake Hwy Suite A, Medford, OR 97504
5417702727
Guild Mortgage - Brian Case
401 Crater Lake Ave 4 & #5, Medford, OR 97504
5418908463
Mike Newmann
860 O'Hare Pkwy STE 100, Medford, OR 97504
5412272727
GO Mortgage
4451 Brownridge Terrace Suite 201, Medford, OR 97504
A mortgage refinance company in Medford, Oregon helps homeowners replace their current home loan with a new one. Oregon law requires lenders to provide a Loan Estimate within three business days of application. Local Medford companies understand the Jackson County real estate market and can guide you through the process.
What Does a Mortgage Refinance Company in Medford Cost?
Typical costs for refinancing in Oregon include an origination fee of 0.5% to 1% of the loan amount, appraisal fees of 400 to 700 dollars, and title insurance fees of 800 to 1,500 dollars. Third party costs like credit report fees and recording fees add 50 to 200 dollars. Total closing costs often range from 2% to 5% of the loan amount. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What is the typical timeline for refinancing a home in Medford Oregon?
The refinance process in Oregon usually takes 30 to 45 days from application to closing. Oregon law gives you a three day right of rescission after signing. Delays can happen if an appraisal or title work takes longer.
Do Oregon lenders require a home appraisal for refinancing?
Most mortgage refinance companies in Oregon require a new appraisal to confirm the home value. Some lenders may offer a waiver if you have a recent appraisal or strong equity. Oregon law does not mandate an appraisal but lenders typically require one.
Are there Oregon specific rules about refinance fees and points?
Oregon law does not cap refinance fees or points but lenders must disclose all costs on the Loan Estimate. Oregon prohibits prepayment penalties on most residential mortgages. Always review the Closing Disclosure for final fees.
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BeforeMortgageUSA.com is not a mortgage referral service, or financial advice provider. No broker-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any broker. Past results do not guarantee future outcomes. Each case is different. Verify broker credentials with your state mortgage licensing authority before hiring.
About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Oregon.