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Compare Mortgage Refinance Companies in Ponca City, OK
Compare mortgage refinance companies in Ponca City. Review contact information and insurance categorys before you decide.
13 agents listed
Updated May 2026
Ponca City, OK
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Oklahoma before hiring.
Showing 13 mortgage refinance companies in Ponca City, OK
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
World Finance
409 N 14th St, Ponca City, OK 74601
5807650734
Sun Loan Company
1806 N 5th St Space 8A, Ponca City, OK 74604
5807626370
Western-Shamrock Finance
212 E Central Ave, Ponca City, OK 74601
5807628833
Check `n Go
900 E Prospect Ave STE 1000, Ponca City, OK 74601
5807623138
Red River Credit Corporation
2412 N 14th St Suite A, Ponca City, OK 74601
5807650176
Security Finance
101 Grand Ave E, Ponca City, OK 74601
5807652801
Flat Branch Home Loans
501A N 14th St, Ponca City, OK 74601
5803827354
Sure Finance
418 W Grand Ave, Ponca City, OK 74601
5807624265
Yes Finance Co
200 E Central Ave, Ponca City, OK 74601
5807650665
Ardmore Finance Corp.
106 N 1st St, Ponca City, OK 74601
5807656700
Reed Finance Company
727 N 14th St, Ponca City, OK 74601
5807615048
Ponca Finance
202 E Central Ave, Ponca City, OK 74601
5807621261
Express Mortgage Inc
525 Monument Rd, Ponca City, OK 74604
5807620400
Mortgage refinance companies in Ponca City Oklahoma help homeowners lower their interest rates or change loan terms. Oklahoma law requires lenders to provide a Good Faith Estimate of closing costs within three business days of a loan application. Local refinance services can guide you through the process and ensure compliance with state regulations.
What Does a Mortgage Refinance Company in Ponca City Cost?
Typical costs for a mortgage refinance in Oklahoma include an origination fee of 0.5% to 1% of the loan amount, an appraisal fee of 400 to 700 dollars, and title insurance of 500 to 1,000 dollars. Closing costs generally range from 2% to 5% of the loan principal. These amounts vary based on your loan size and lender. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What documents do I need to refinance a mortgage in Ponca City?
You typically need recent pay stubs, tax returns, bank statements, and proof of home insurance. Oklahoma lenders also require a property appraisal and a copy of your current mortgage note.
How long does a mortgage refinance take in Oklahoma?
A standard refinance in Oklahoma usually takes 30 to 45 days from application to closing. Delays can occur if the appraisal or title search takes extra time.
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BeforeMortgageUSA.com is not a mortgage referral service, or financial advice provider. No broker-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any broker. Past results do not guarantee future outcomes. Each case is different. Verify broker credentials with your state mortgage licensing authority before hiring.
About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Oklahoma.