Compare Mortgage Refinance Companies in Warren, OH
Browse mortgage refinance companies serving Warren, Ohio. Contact information and addresses listed below.
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the
State Mortgage Licensing Authority of Ohio before hiring.
Showing 11 mortgage refinance companies in Warren, OH
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
What Does a Mortgage Refinance Company in Warren Cost?
Typical costs for refinancing a mortgage in Warren Ohio include an origination fee of 0.5% to 1% of the loan amount, an appraisal fee of $400 to $700, and title insurance of $500 to $1,000. Third party fees like credit report charges and recording fees add another $100 to $300. Total closing costs often range from 2% to 5% of the principal. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What documents do I need to refinance a mortgage in Warren Ohio?
You typically need pay stubs, tax returns, bank statements, and a current mortgage statement. Ohio lenders may also require proof of homeowners insurance. Each company has its own checklist, so ask your lender for details.
How long does a mortgage refinance take in Ohio?
A standard refinance in Ohio usually takes 30 to 45 days from application to closing. Ohio law mandates a three day rescission period after signing, during which you can cancel the loan. Delays can happen if appraisals or title work take longer.
Are there Ohio specific laws that affect mortgage refinancing?
Yes, Ohio Revised Code Chapter 1321 governs mortgage lenders and brokers. Lenders must be licensed with the Ohio Division of Financial Institutions. Also, Ohio law prohibits prepayment penalties on most residential mortgages, which can benefit borrowers who refinance.