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Mortgage Refinance Companies in Oregon, OH

Compare mortgage refinance companies in Oregon. Review contact information and insurance categorys before you decide.

3 agents listed
Updated May 2026
Oregon, OH
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Ohio before hiring.
Showing 3 mortgage refinance companies in Oregon, OH Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Bay Area Credit Union - Main Branch
4202 Navarre Ave, Oregon, OH 43616
4196982962
Lendmark Financial Services LLC
2953 Navarre Ave Suite D, Oregon, OH 43616
5679070998
PNC Mortgage
2548 Navarre Ave, Oregon, OH 43616
4196916708

Mortgage refinance companies in Oregon Ohio help homeowners lower their interest rates or change loan terms. Ohio law requires lenders to provide a Loan Estimate within three business days of application. Local companies understand the Lucas County housing market and can guide you through the process.

What Does a Mortgage Refinance Company in Oregon Cost?

Typical refinance costs in Ohio range from 2 to 5 percent of the loan amount. For a 200,000 dollar loan, that means 4,000 to 10,000 dollars in fees. These costs include appraisal fees, title insurance, and origination charges. Actual costs vary by lender and loan type. This is general information, not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What documents do I need to refinance in Oregon Ohio?
You typically need pay stubs, tax returns, bank statements, and proof of homeowners insurance. Ohio lenders also require a property appraisal to confirm home value.
How long does a mortgage refinance take in Ohio?
A standard refinance in Ohio usually takes 30 to 45 days from application to closing. Delays can occur if the appraisal or title search takes longer than expected.
Are there Ohio laws that affect refinance closing costs?
Ohio does not cap refinance closing costs, but lenders must follow the federal Truth in Lending Act. You have the right to review the Closing Disclosure three days before signing.