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Compare Mortgage Refinance Companies in Northwood, OH
Directory of mortgage refinance companies in Northwood, Ohio. Verify credentials with the state mortgage licensing authority before hiring.
2 agents listed
Updated May 2026
Northwood, OH
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Ohio before hiring.
Showing 2 mortgage refinance companies in Northwood, OH
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
OneMain Financial
3401 Woodville Rd g, Northwood, OH 43619
4196988900
Fifth Third Mortgage - Rhonda Ball
2673 Woodville Rd, Northwood, OH 43619
4193434248
Mortgage refinance companies in Northwood, Ohio help homeowners lower their interest rates or change loan terms. Ohio law requires lenders to provide clear disclosures under the Ohio Residential Mortgage Lending Act. Local companies in Northwood can guide you through the process and explain state-specific requirements.
What Does a Mortgage Refinance Company in Northwood Cost?
Typical costs for mortgage refinance in Ohio include an origination fee of 0.5% to 1% of the loan amount, appraisal fees from $400 to $700, and title insurance costing $500 to $1,000. Closing costs generally range from 2% to 5% of the loan principal. These amounts vary by lender and property value. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What documents do I need to refinance a mortgage in Northwood Ohio?
You typically need pay stubs, tax returns, bank statements, and a valid ID. Ohio lenders may also require proof of homeowners insurance and a property appraisal.
How long does a mortgage refinance take in Ohio?
A standard refinance in Ohio usually takes 30 to 45 days from application to closing. Delays can occur if the appraisal or title work takes longer.
Are there Ohio laws that protect homeowners during refinancing?
Yes. The Ohio Residential Mortgage Lending Act requires lenders to be licensed and follow fair lending practices. Ohio also has a three-day right of rescission for most refinances, allowing you to cancel without penalty.
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About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Ohio.