Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Ohio before hiring.
Showing 6 mortgage refinance companies in Niles, OH
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Eagle Loan Company
5460 Youngstown Warren Rd, Niles, OH 44446
3302994222
OneMain Financial
6261 Youngstown Warren Rd, Niles, OH 44446
3305444041
Home Federal Savings and Loan Association of Niles
55 N Main St, Niles, OH 44446
3306522539
ALCOVA Mortgage | Niles, OH
52 E Park Ave STE A, Niles, OH 44446
3305647194
Chase Home Lending
5555 Youngstown Warren Rd, Niles, OH 44446
5097680967
PNC Mortgage
5995 Youngstown Warren Rd, Niles, OH 44446
3307425373
What Does a Mortgage Refinance Company in Niles Cost?
Typical costs for a mortgage refinance in Ohio include an origination fee of 0.5% to 1% of the loan amount, an appraisal fee of $400 to $700, and title insurance of $500 to $1,000. Closing costs in Niles often total 2% to 5% of the loan principal. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What documents do I need to refinance a mortgage in Niles Ohio?
You typically need pay stubs, tax returns, bank statements, and a photo ID. Ohio lenders also require a property appraisal to confirm home value.
How long does a mortgage refinance take in Ohio?
A standard refinance in Ohio usually takes 30 to 45 days from application to closing. Delays can occur if the appraisal or title search takes extra time.
Are there Ohio specific rules for mortgage refinancing?
Yes. Ohio Revised Code Section 1321.55 requires lenders to disclose all fees and terms clearly. Ohio also has a three day right of rescission for most refinances, meaning you can cancel within three business days after signing.