ADVERTISING DISCLOSURE: BeforeMortgageUSA.com is an informational directory, not an mortgage company or broker. We do not sell insurance or provide mortgage or financial advice. No broker-client relationship is created by using this site. No broker listed on this site has paid for, authorized, or approved their listing. This is an advertisement.
Compare Mortgage Refinance Companies in Lorain, OH
Browse mortgage refinance companies serving Lorain, Ohio. Contact information and addresses listed below.
11 agents listed
Updated May 2026
Lorain, OH
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Ohio before hiring.
Showing 11 mortgage refinance companies in Lorain, OH
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Rodney Reynolds, Ruoff Mortgage
6155 Park Square Dr #4, Lorain, OH 44053
4403150800
Ruoff Mortgage - Lorain
6155 Park Square Dr #4, Lorain, OH 44053
4405380071
Jim Cook, Ruoff Mortgage
6155 Park Square Dr #4, Lorain, OH 44053
2162997667
Johnny Rivera, Mortgage Loan Originator, NMLS #73774
3961 Rossi Way, Lorain, OH 44053
4407521947
Scott Dillen, Ruoff Mortgage
6155 Park Square Dr Suite 4, Lorain, OH 44053
2165988850
LendUS & American Eagle Mortgage | Lorain, OH
6145 Park Square Dr #3, Lorain, OH 44053
4409882900
Dwayne Reynolds, Ruoff Mortgage
6155 Park Square Dr #4, Lorain, OH 44053
4405380071
Naudia Floyd at Legacy Home Finance
6145 Park Square Dr #4b, Lorain, OH 44053
4404535941
Hard Money Lenders Lorain OH
301 Broadway, Lorain, OH 44052
4405717437
Mortgage Broker Brett
4301 Weathervane Dr, Lorain, OH 44053
4403089079
Chase Mortgage
5971 N Leavitt Rd, Lorain, OH 44053
4402826111
Mortgage refinance companies in Lorain Ohio help homeowners replace their current home loan with a new one. Ohio law requires lenders to follow the Ohio Mortgage Broker Act which sets licensing and disclosure rules. Local companies understand Lorain County property values and can guide you through the refinance process.
What Does a Mortgage Refinance Company in Lorain Cost?
Typical costs for refinancing a mortgage in Ohio include an appraisal fee of 400 to 600 dollars, title search and insurance of 500 to 900 dollars, and lender origination fees of 0.5 to 1.5 percent of the loan amount. Closing costs in Lorain usually range from 2,000 to 5,000 dollars. These costs vary by loan type and lender. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What is the first step to refinance a mortgage in Lorain Ohio?
The first step is to check your credit score and home equity. Then contact a licensed mortgage refinance company in Lorain to discuss your loan options. Ohio law requires lenders to provide a Loan Estimate within three business days of your application.
Are there Ohio specific rules for mortgage refinancing?
Yes Ohio has the Ohio Mortgage Loan Act which regulates refinance lenders. Lenders must be registered with the Ohio Division of Financial Institutions. Ohio also requires a three day right of rescission for most refinances on your primary home.
How long does a mortgage refinance take in Lorain Ohio?
A typical refinance in Lorain takes 30 to 45 days from application to closing. Delays can happen if an appraisal is needed or if title issues arise. Ohio law does not set a specific time limit but lenders must close within the timeframe stated in your initial Loan Estimate.
Free • No Obligation
Compare Mortgage Refinance Companies
Get matched with agents in Lorain who handle your type of case.
Affiliate Form Embed
Replace with iframe/embed code from your affiliate network
Affiliate Disclosure
The form above is provided by a third-party legal marketing service. BeforeMortgageUSA.com receives compensation when you submit a qualified inquiry. This is a free service with no obligation to hire any broker. Your information is collected and handled by the form provider according to their privacy policy.
Legal Notice
BeforeMortgageUSA.com is not a mortgage referral service, or financial advice provider. No broker-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any broker. Past results do not guarantee future outcomes. Each case is different. Verify broker credentials with your state mortgage licensing authority before hiring.
About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Ohio.