Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Ohio before hiring.
Showing 10 mortgage refinance companies in Lancaster, OH
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Eagle Loan
714 N Memorial Dr, Lancaster, OH 43130
7409940460
Cason Home Loans
800 Rainbow Dr NE, Lancaster, OH 43130
6149155450
Union Home Mortgage
419 E Main St, Lancaster, OH 43130
7406541200
OneMain Financial
1124 N Memorial Dr, Lancaster, OH 43130
7406531650
Greg Rose at CrossCountry Mortgage
2682 N Columbus St b, Lancaster, OH 43130
8777731226
American Eagle Mortgage | Lancaster, OH
2682 N Columbus St b, Lancaster, OH 43130
7406546000
Ron Thomas at CrossCountry Mortgage
2682 N Columbus St b, Lancaster, OH 43130
7406546000
Mortgage 300
103 Cedar Hill Rd, Lancaster, OH 43130
7408083005
Chase Home Lending
123 S Broad St, Lancaster, OH 43130
6149812684
PNC Mortgage
148 W Main St, Lancaster, OH 43130
7406871880
What Does a Mortgage Refinance Company in Lancaster Cost?
Typical costs for a mortgage refinance in Ohio include an origination fee of 0.5% to 1% of the loan amount, an appraisal fee of $400 to $600, and title insurance costs of $500 to $1,000. Closing costs generally range from 2% to 5% of the loan principal. These amounts vary by lender and property value. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What documents do I need for a mortgage refinance in Lancaster Ohio?
You typically need pay stubs, tax returns, bank statements, and proof of homeowners insurance. Ohio lenders also require a property appraisal. Your lender will give you a full list based on your loan type.
How long does a mortgage refinance take in Ohio?
A standard refinance in Ohio usually takes 30 to 45 days from application to closing. Ohio law does not set a specific time limit, but lenders must provide a Closing Disclosure at least three business days before closing.
Can I refinance with bad credit in Lancaster Ohio?
Yes, some lenders offer refinancing for borrowers with lower credit scores. However, you may face higher interest rates or need to pay for mortgage insurance. Ohio law does not prohibit refinancing based on credit score alone.