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Find Mortgage Refinance Companies Near You in Hinckley, OH

Directory of mortgage refinance companies in Hinckley, Ohio. Verify credentials with the state mortgage licensing authority before hiring.

2 agents listed
Updated May 2026
Hinckley, OH
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Ohio before hiring.
Showing 2 mortgage refinance companies in Hinckley, OH Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Cleveland Lending Group
494 Eastwood Rd, Hinckley, OH 44233
4404769125
US Bank Mortgage
2716 Boston Rd, Hinckley, OH 44233
4402378460

Hinckley, Ohio homeowners can work with a mortgage refinance company to lower their interest rate or change loan terms. Ohio law requires lenders to provide a Loan Estimate within three business days of application. Refinancing may also involve Ohio-specific recording fees and title search requirements.

What Does a Mortgage Refinance Company in Hinckley Cost?

Typical costs for a mortgage refinance in Ohio range from 2% to 5% of the loan amount. This includes an appraisal fee of $400 to $600, title search and insurance of $700 to $1,200, and origination fees of 0.5% to 1% of the loan. Ohio recording fees add about $30 to $100. Costs vary by lender and property value. This is general information, not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What documents do I need for a mortgage refinance in Hinckley Ohio?
You typically need recent pay stubs, tax returns, bank statements, and proof of homeowners insurance. Ohio lenders also require a property appraisal and a copy of your current mortgage statement.
How long does a mortgage refinance take in Ohio?
A standard refinance in Ohio usually takes 30 to 45 days from application to closing. Ohio law does not set a specific timeline, but delays can occur due to appraisal scheduling or title work.
Are there Ohio taxes or fees when refinancing a home?
Ohio charges a mortgage recording fee, typically around 0.1% of the loan amount. You may also pay a county conveyance fee and title insurance costs. These fees vary by county and loan size.