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Looking for a mortgage refinance company in Elyria? Review the directory below to compare your options.
8 agents listed
Updated May 2026
Elyria, OH
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Ohio before hiring.
Showing 8 mortgage refinance companies in Elyria, OH
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Eagle Loan
633 Chestnut Commons Dr, Elyria, OH 44035
4402819797
Mariner Finance
5212 Detroit Rd, Elyria, OH 44035
4407233059
Union Home Mortgage
5061 Abbe Rd N, Elyria, OH 44035
4409337001
Mike LaManna at Citywide (NMLS #1626813)
347 Midway Blvd SUITE #200, Elyria, OH 44035
4402664361
Union Home Mortgage - Bill DiCapua
5061 Abbe Rd N STE 4, Elyria, OH 44035
4403288433
American Midwest Mortgage Corporation
10247 Dewhurst Rd, Elyria, OH 44035
4406660600
US Bank Mortgage
455 Midway Blvd, Elyria, OH 44035
8008722657
PNC Mortgage
405 Midway Blvd, Elyria, OH 44035
4403244577
Mortgage refinance companies in Elyria, Ohio help homeowners lower their interest rates or change loan terms. Ohio law requires lenders to provide a Loan Estimate within three business days of application. Local companies understand the Lorain County housing market and can guide you through the process.
What Does a Mortgage Refinance Company in Elyria Cost?
Typical costs for a mortgage refinance in Ohio include an origination fee of 0.5% to 1% of the loan amount, appraisal fees of $300 to $500, and title insurance costs around $500 to $1,000. Closing costs generally range from 2% to 5% of the loan principal. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What documents do I need for a mortgage refinance in Elyria?
You typically need pay stubs, tax returns, bank statements, and proof of homeowners insurance. Ohio lenders also require a property appraisal to confirm your home value.
How long does a mortgage refinance take in Ohio?
The process usually takes 30 to 45 days from application to closing. Ohio law gives you a three-day right of rescission after signing, so you can cancel the loan if you change your mind.
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BeforeMortgageUSA.com is not a mortgage referral service, or financial advice provider. No broker-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any broker. Past results do not guarantee future outcomes. Each case is different. Verify broker credentials with your state mortgage licensing authority before hiring.
About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Ohio.